Berrien County property record for 1240 Chapelgate Rd, Niles, MI 49120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,300 sqft · built 1972 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Dec 2025) |
| Tax Bill | $1,565 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Dec 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-0122-0002-32-7 |
| Primary APN | 05-0122-0002-32-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,300 sqft Living Area |
| 1st Floor Area | 1,300 sqft |
| Basement Area | 1,300 sqft |
| Unfinished Basement | 1,300 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1240 CHAPELGATE RD |
|---|---|
| City | NILES |
| State | MI |
| Zip | 49120-8709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 MEDIUM |
| Legal Description | COM 213' S & 216.82' W OF N1/4 PST FRL SEC 22 T8S R17W TH W 106' TH S01DEG42'W 189' TH E 106' TH N01DEG42'E 189' TO POB EXC THE N 33' FOR HWY PURPOSES LOT 29 UNRECORDED SURVEY |
| Legal Range | 17W |
| Legal Township | 08S |
| Legal Section | 22 |
| Legal Lot Number | 29 |
| Legal Unit | 29 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BERTRAND |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 20300 |
1240 Chapelgate Rd is owned and occupied by an individual who bought it in December 2025.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1240 CHAPELGATE RD, NILES, MI 49120-8709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 3, 2025 | Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS |
| Dec 3, 2025 | Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Dec 7, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2025 · Amount on File |
| Deed Sale | Dec 3, 2025 · Amount on File |
| Prior Sale | Aug 23, 2000 · Amount on File |
| Deed Document Number | 2025447426 |
| Deed Book / Page | 3465 / 3991 |
| Prior Transfer Date | Apr 17, 2018 |
| Prior Transfer Doc | 3203000129 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Dec 3, 2025 |
| Property Address | 1240 CHAPELGATE RD, NILES, MI 49120-8709 |
| Document Number | 03465/3991 |
| Book / Page | 3465 / 3991 |
| Instrument Date | Nov 7, 2025 |
| Instrument | 2025447426 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 26236 FLANDERS ST, DOWAGIAC, MI 49047-7413 |
| Name | Verified Name |
|---|---|
| Address | 1240 CHAPELGATE RD, NILES, MI 49120-8709 |
| Document Number | 0034653994 |
|---|---|
| Date | Dec 3, 2025 |
| Instrument | 3465/3994 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Dec 3, 2025 |
| Property Address | 1240 CHAPELGATE RD, NILES, MI 49120-8709 |
| Document Number | 03465/3991 |
| Book / Page | 3465 / 3991 |
| Instrument Date | Nov 7, 2025 |
| Instrument | 2025447426 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Tax | $1,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 26236 FLANDERS ST, DOWAGIAC, MI 49047-7413 |
| Name | Verified Name |
|---|---|
| Address | 1240 CHAPELGATE RD, NILES, MI 49120-8709 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Dec 7, 2017 |
| Property Address | 1240 CHAPELGATE RD, NILES, MI 49120-8709 |
| Document Number | 03191/2305 |
| Book / Page | 3191 / 2305 |
| Instrument Date | Nov 21, 2017 |
| Instrument | 3191-2305 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1240 CHAPELGATE RD, NILES, MI 49120-8709 |
| Name | Verified Name |
|---|---|
| Address | 1240 CHAPELGATE RD, NILES, MI 49120-8709 |
| Document Number | 0031912308 |
|---|---|
| Date | Dec 7, 2017 |
| Instrument | 3191-2308 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2047 |
The 2025 property tax bill for 1240 Chapelgate Rd was $1,565 with a homeowner's exemption.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Bertrand Township |
| Unified School District | Brandywine Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $102,000 | $204,000 | |
| 2025 | $1,565.00 | ||
| 2023 | $81,700 | $163,400 | |
| 2022 | $1,389.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1240 Chapelgate Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2018) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1240 Chapelgate Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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