1240 Carter Dr, Flint, MI 48532 Property Records

Genesee County property record for 1240 Carter Dr, Flint, MI 48532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,344 sqft · built 1984
Lot Size	0.459 acres (19,994 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Dec 2023)
Tax Bill	$4,496 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-09-579-009`

Property Details

APN / Parcel Number

Primary APN	`07-09-579-009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	100 ft deep x 200 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1240 CARTER DR
City	FLINT
State	MI
Zip	48532-2716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 200 FT OF LOT 5 GEORGE CARTER SUBDIVISION
Legal Subdivision	GEORGE CARTER SUBDIVISION
Legal Lot Number	5
Jurisdiction	GENESEE MI
Township / Civil Division	FLINT
Census Block Group	2
Census Block	2009
Census Tract	10811

Owner

1240 Carter Dr is owned and occupied by an individual who bought it in December 2023.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	1240 CARTER DR, FLINT, MI 48532-2716
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Deed of Trust, Mortgage · FHA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Dec 21, 2023	Warranty Deed, Transfer · Second Mortgage (Down Payment) MICHIGAN STATE HOUSING DEV AUTHORITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2023 · Amount on File
Deed Sale	Dec 21, 2023 · Amount on File
Prior Sale	Oct 31, 2007 · Amount on File
Deed Document Number	202363423
Prior Transfer Date	Jan 23, 2007
Prior Transfer Doc	0000008122
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	1240 CARTER DR, FLINT, MI 48532-2716
Transaction Type	Mortgage
Record Updated	Jan 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063229
Date	Dec 20, 2023
Instrument	202312200063229

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 21, 2023
Property Address	1240 CARTER DR, FLINT, MI 48532-2716
Document Number	0000063423
Map Reference	LB 23 PG 52
Instrument Date	Dec 15, 2023
Instrument	202312210063423
Transaction Type	Transfer
Record Updated	Jan 10, 2024
Title Company	MASON BURGESS TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,537.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8120 GREEN HERON DR, MCKINNEY, TX 75071-3606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6618 SALLY CT, FLINT, MI 48505-1935

Mortgage

Document Number	0000063225
Date	Dec 20, 2023
Instrument	202312200063225

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1240 Carter Dr was $4,496 with a homeowner's exemption, up 2.9% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Flint Charter Township
Unified School District	Carman-Ainsworth Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,900 (+3.51%) Land $8,800 Building $106,100	$229,800 (+3.51%) Land $17,600 Building $212,200
2025	$4,496.00 (+2.86%) Homeowner's exemption	$111,000	$222,000
2024	$4,371.00
2023		$86,800	$173,600
2021	$1,747.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1240 Carter Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1240 Carter Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEE COUNTY WATER SYSTEM serves 73,726 people · EPA ID MI0002615
Water Source	Purchased surface water from KAREGNONDI WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile.

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