1240 Augusta Ave, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 1240 Augusta Ave, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,972 sqft · built 2015
Lot Size0.424 acres (18,475 sqft)
Owner2 Individual Names on Record
Tax Bill$10,407 (2025)
Deeds & MortgagesJul 2020 Mortgage
Jul 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN02-046-12680885

Property Details

APN / Parcel Number

Primary APN02-046-12680885
Alternative APNs
  • 2-046-12680885
  • 04612680885

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,972 sqft Living Area
Gross Area3,388 sqft
1st Floor Area1,712 sqft
Basement Area10 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area18,475 sqft (0.424 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area416 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Porch Area180 sqft
Deck Area180 sqft
Patio Area60 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number04612680885
Street Address1240 AUGUSTA AVE
CityANNAPOLIS
StateMD
Zip21403-4609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLTS 43 44 BAY HIGHLANDS
Legal SubdivisionBAY HIGHLANDS
Legal Block3
Legal Lot Number43
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group3
Census Block3007
Census Tract702602

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1240 AUGUSTA AVE, ANNAPOLIS, MD 21403-4609
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST HOME MORTGAGE CORP
Jul 27, 2020Deed of Trust, Mortgage · Line of Credit
TOWER FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 29, 2010
Deed SaleJan 29, 2010
Prior SaleJun 2, 2008
Deed Document Number2010305
Deed Book / Page21929 / 253
Prior Transfer DateApr 20, 2007
Prior Transfer Doc0190060549
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1240 AUGUSTA AVE, ANNAPOLIS, MD 21403-4609
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0349540067
DateJul 27, 2020
Book Page34954/67
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
AddressNOTTINGHAM, MD 21236
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 1, 2035

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1240 AUGUSTA AVE, ANNAPOLIS, MD 21403-4609
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCAPITAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0349540083
DateJul 27, 2020
Book Page34954/83
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueAug 25, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,010,400 (+3.76%) Land $514,000 Building $496,400$1,010,400 (-) Land $514,000 Building $496,400
2025$10,407.00 (+4.86%) Homeowner's exemption$973,800 (+8.13%)$1,010,400 (+12.19%) Land $514,000 Building $496,400
2024$9,925.00 (+13.64%)
2023$8,734.00 Homeowner's exemption$900,600 Land $521,500 Building $379,100$900,600 Land $521,500 Building $379,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims7 (1983–2024)
Claims Outside the SFHA4 of 7
Most Recent ClaimJan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880

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