1240 4th St, Jackson, MI 49203 Property Records

Jackson County property record for 1240 4th St, Jackson, MI 49203

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,397 sqft · built 1928
Lot Size	0.188 acres (8,189 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Oct 2021)
Tax Bill	$2,289 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-167200000`

Property Details

APN / Parcel Number

Primary APN	`3-167200000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,397 sqft Living Area
1st Floor Area	737 sqft
Basement Area	660 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Lot Area	8,189 sqft (0.188 acres)
Lot Dimensions	124 ft deep x 66 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1240 4TH ST
City	JACKSON
State	MI
Zip	49203-3063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 2 BLK 8 JACKSON MOUND ADD
Legal Subdivision	JACKSON MOUND ADD
Legal Block	8
Legal Lot Number	2
Legal Unit	2
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3015
Census Tract	900

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1240 4TH ST, JACKSON, MI 49203-3063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2021 · Amount on Record
Deed Sale	Oct 25, 2021 · Amount on Record
Prior Sale	Apr 27, 2015 · Amount on Record
Deed Document Number	20212897256
Deed Book / Page	2198 / 666
Prior Transfer Date	Oct 6, 2006
Prior Transfer Doc	0002455518
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Oct 25, 2021
Property Address	1240 4TH ST, JACKSON, MI 49203-3063
Document Number	0002897256
Book / Page	2198 / 666
Map Reference	LB 6 PG 20
Instrument Date	Oct 12, 2021
Instrument	2897256
Transaction Type	Transfer
Record Updated	May 5, 2026
Title Company	MIDSTATE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,247.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1240 4TH ST, JACKSON, MI 49203-3063

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2529 NORWOOD RD, JACKSON, MI 49203-4544

Mortgage

Document Number	0021980667
Date	Oct 25, 2021
Instrument	2198-0667

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Mortgage

Document Number	0002897258
Date	Oct 25, 2021
Book Page	2198/668
Instrument	2897258

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,100 (+9.99%)	$176,200 (+9.99%)
2025	$2,289.00 (-16.82%)	$80,100 (+46.7%)	$160,200 (+46.7%)
2024	$2,752.00 (+9.08%)
2023		$54,600	$109,200
2022	$2,523.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber, Verizon.

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