124 Winter St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 124 Winter St, Troy, NY 12180

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,094 sqft · built 1945
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on Record
Last Sale$154,397 (Mar 2021)
Tax Bill$4,587 (2026)
Deeds & MortgagesMar 2021 Sale & Mortgage
APN381700 123.26-5-7.2

Property Details

APN / Parcel Number

Primary APN381700 123.26-5-7.2
Alternative APN
  • 0515473

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,094 sqft Living Area
1st Floor Area729 sqft
Upper Floors Area365 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area4,356 sqft (0.1 acres)
Lot Dimensions80.1 ft deep x 57 ft wide
Garage TypeCarport
CarportCarport
PorchSlab
Porch Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0515473
Street Address124 WINTER ST
CityTROY
StateNY
Zip12180-7874
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF
Legal Description1 STY FR HSE 530A/15/G
Legal Block5
Legal Lot Number7.002
JurisdictionRENSSELAER NY
Township / Civil DivisionTROY
Census Block Group1
Census Block1004
Census Tract41101

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address124 WINTER ST, TROY, NY 12180-7874
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 1, 2021 · Amount on Record
Deed SaleMar 1, 2021 · Amount on Record
Prior SaleNov 15, 2016 · Amount on Record
Deed Document Number2021584222
Deed Book / Page9486 / 62
Record UpdatedOct 29, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRENSSELAER NY
Recording DateMar 1, 2021
Property Address124 WINTER ST, TROY, NY 12180-7874
Document Number0094860062
Book / Page9486 / 62
Instrument DateJan 27, 2021
Instrument2021-584222
Transaction TypeTransfer
Record UpdatedApr 16, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 WILLIAMS RD, TROY, NY 12180-7721

Mortgage

Document Number2021584223
DateMar 1, 2021
Instrument2021-584223
Lender
NamePREMIUM MORTGAGE CO
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,587.00 (-22.06%)
2025$5,885.00 (+3.1%)$126,000 (-) Land $10,000 Building $116,000$215,800 (+19.89%) Land $17,127 Building $198,673
2023$126,000 (-) Land $10,000 Building $116,000$180,000 (+8.57%) Land $14,286 Building $165,714
2022$5,708.00$126,000 Land $10,000 Building $116,000$165,789 Land $13,158 Building $152,631

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY CITY PWS
serves 51,401 people · EPA ID NY4100050
Water SourceSurface water
Last State InspectionDec 2025
Lead110 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2018
Treatment and ProcedureLead public education
Oct 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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