124 Winfield Way, Aptos, CA 95003 Property Records

Santa Cruz County property record for 124 Winfield Way, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,001 sqft · built 1955
Lot Size	0.061 acres (2,657 sqft)
Owner	2 Individual Names on Record
Last Sale	$970,000 (Feb 2026)
Tax Bill	$10,726 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Dec 2022 Sale + 3 more
Flood Zone	Zone AE (high risk)
APN	`042-131-31`

Property Details

APN / Parcel Number

Primary APN	`042-131-31`
Alternative APN	`042-131-31-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,001 sqft Living Area
Gross Area	1,221 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2023
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	2,657 sqft (0.061 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	124 WINFIELD WAY
City	APTOS
State	CA
Zip	95003-4529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-3.5
Legal Subdivision	APTOS BEACH CC PROPS SUB #5
Legal Lot Number	11,12
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	3
Census Block	3020
Census Tract	122205

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 WINFIELD WAY, APTOS, CA 95003-4529
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Dec 29, 2022	Grant Deed, Transfer CHICAGO TITLE INSURANCE CO
Nov 21, 2018	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 23, 2017	Quit Claim Deed, Transfer Quitclaim
Feb 23, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2026 · Amount on Record
Deed Sale	Feb 27, 2026 · Amount on Record
Prior Sale	Dec 29, 2022 · Amount on Record
Deed Document Number	20264329
Prior Transfer Date	Oct 31, 2022
Prior Transfer Doc	0000030207
Record Updated	Sep 20, 2026

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 27, 2026
Property Address	124 WINFIELD WAY, APTOS, CA 95003-4529
Document Number	0000004329
Map Reference	MB 23 PG 25
Instrument Date	Feb 12, 2026
Instrument	2026-0004329
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,067.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	124 WINFIELD WAY, APTOS, CA 95003-4529

Mortgage

Document Number	0000004330
Date	Feb 27, 2026
Instrument	2026-0004330

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 29, 2022
Property Address	124 WINFIELD WAY, APTOS, CA 95003-4529
Document Number	0000034048
Map Reference	MB 23 PG 25
Instrument Date	Dec 22, 2022
Instrument	2022-0034048
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$852.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 221608, CARMEL, CA 93922-1608

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 21, 2018
Property Address	124 WINFIELD WAY, APTOS, CA 95003-4529
Document Number	0000034843
Instrument Date	Nov 14, 2018
Instrument	34843
Transaction Type	Transfer
Record Updated	Dec 13, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	221 MOOSEHEAD DR APTOS CA 950034551, APTOS, CA 95003-4551

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 23, 2017
Property Address	124 WINFIELD WAY, APTOS, CA 95003-4529
Document Number	0000006566
Instrument Date	Feb 7, 2017
Instrument	6566
Transaction Type	Transfer
Record Updated	Mar 16, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	221 MOOSEHEAD DR APTOS CA 950034551, APTOS, CA 95003-4551

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 23, 2017
Property Address	124 WINFIELD WAY, APTOS, CA 95003-4529
Document Number	0000006567
Instrument Date	Feb 7, 2017
Instrument	6567
Transaction Type	Transfer
Record Updated	Mar 16, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4305 GOLD RUN DR OAKLEY CA 945613921, OAKLEY, CA 94561-3921

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$822,520 (+2%) Land $630,358 Building $192,162
2025	$10,726.00 (+7.95%)	$806,392 (-21.33%) Land $617,998 Building $188,394
2024	$9,936.00 (+15.01%)
2023	$8,639.00 (+371.05%)	$1,025,000 Land $902,000 Building $123,000
2022	$1,834.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 63 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	7 (2023)
Most Recent Claim	Sep 2023 · tidal / storm surge
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

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