Richland County property record for 124 Windwood Dr, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,800 sqft · built 1976 |
| Lot Size | 0.424 acres (18,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $233,000 (Nov 2023) |
| Tax Bill | $399 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25904-03-04 |
| Primary APN | 25904-03-04 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,800 sqft Heated Area |
| Gross Area | 2,096 sqft |
| 1st Floor Area | 1,203 sqft |
| Utility Area | 80 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Contemporary |
| Exterior Material | Logs |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,501 sqft (0.424 acres) |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Slab |
| Porch Area | 24 sqft |
| Patio Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 00871578 |
|---|---|
| Street Address | 124 WINDWOOD DR |
| City | ELGIN |
| State | SC |
| Zip | 29045-9340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-LD |
| Legal Description | LOT 13 BLK M 131.3X161.2X120.7X149.7 #SU BRIARCLIFFE ESTATES SEC 1 #PR 51-1287 X-4915 4915-A |
| Legal Subdivision | BRIARCLIFFE |
| Legal Block | M |
| Legal Lot Number | 13 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 11425 |
124 Windwood Dr is owned and occupied by two individuals who bought it in November 2023.
Source: Richland County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 124 WINDWOOD DR, ELGIN, SC 29045-9340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2025 | Deed of Trust, Mortgage · VA Mortgage COMMUNITY FIRST NATIONAL BANK |
| Nov 2, 2023 | Warranty Deed, Transfer · VA Mortgage COMMUNITY FIRST NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2023 · Amount on File |
| Deed Sale | Nov 2, 2023 · Amount on File |
| Prior Sale | May 9, 2013 · Amount on File |
| Deed Document Number | 202347607 |
| Deed Book / Page | 2876 / 3566 |
| Prior Transfer Date | May 8, 2013 |
| Prior Transfer Doc | 0018591109 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 124 WINDWOOD DR, ELGIN, SC 29045-9340 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 124 WINDWOOD DR, ELGIN, SC 29045-9340 |
| Document Number | 0030662205 |
|---|---|
| Date | Oct 20, 2025 |
| Book Page | 3066/2205 |
| Instrument | 2025050093 |
| Name | COMMUNITY FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | MANHATTAN, KS 66502 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Nov 2, 2023 |
| Property Address | 124 WINDWOOD DR, ELGIN, SC 29045-9340 |
| Document Number | 0028763566 |
| Book / Page | 2876 / 3566 |
| Map Reference | MB X PG 4915 |
| Instrument Date | Oct 27, 2023 |
| Instrument | 2023047607 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $605.80 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 124 WINDWOOD DR, ELGIN, SC 29045-9340 |
| Document Number | 2023047608 |
|---|---|
| Date | Nov 2, 2023 |
| Instrument | 2023047608 |
| Name | COMMUNITY FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2053 |
The 2025 property tax bill for 124 Windwood Dr was $399.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $399.00 | $5,240 (-97.75%) | $233,000 Land $30,000 Building $203,000 |
| 2024 | $233,000 (+4,346.56%) Land $30,000 Building $203,000 | ||
| 2023 | $4,702.00 | $5,240 | $131,000 |
| 2021 | $1,420.00 | $5,240 | $131,000 Land $20,300 Building $110,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 124 Windwood Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 124 Windwood Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.1% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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