124 Windsor St, Reading, PA 19601 Property Records

Berks County property record for 124 Windsor St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	6 bd · 1.5 ba · 2,656 sqft · built 1898
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$112,000 (Sep 2017)
Tax Bill	$2,057 (2026)
Deeds & Mortgages	Feb 2023 Line of Credit Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5307-49-55-9077`

Property Details

APN / Parcel Number

Primary APN	`5307-49-55-9077`
Alternative APNs	`15-5307-49-55-9077` `15687125` `687125`

Interior

Bedrooms	6 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	2,656 sqft Living Area

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	2,178 sqft (0.05 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15687125
Street Address	124 WINDSOR ST
City	READING
State	PA
Zip	19601-2047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	55
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1000
Census Tract	1000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Queen Anne Historic District listed 2004 · 2,405 contributing resources · NRIS 04001227

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	124 WINDSOR ST, READING, PA 19601-2047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Deed of Trust, Mortgage · Line of Credit DIAMOND CU
Jun 23, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Sep 5, 2017	Deed, Transfer · FHA Mortgage CUSTOMERS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2017 · Amount on Record
Deed Sale	Sep 5, 2017 · Amount on Record
Prior Sale	Nov 26, 2013 · Amount on Record
Deed Document Number	201732473
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	124 WINDSOR ST, READING, PA 19601-2047
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004585
Date	Feb 21, 2023
Instrument	2023004585

Lender

Name	DIAMOND CU
Type	Credit Union
Address	POTTSTOWN, PA 19464

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Feb 28, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	124 WINDSOR ST, READING, PA 19601-2047
Transaction Type	Mortgage
Record Updated	Jul 4, 2022
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 WINDSOR ST, READING, PA 19601-2047

Mortgage

Document Number	0000025385
Date	Jun 23, 2022
Instrument	2022025385

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	303 Months
Due	Sep 1, 2047

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Sep 5, 2017
Property Address	124 WINDSOR ST, READING, PA 19601-2047
Document Number	0000032473
Instrument Date	Aug 31, 2017
Instrument	2017032473
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 WINDSOR ST, READING, PA 19601-2047

Mortgage

Document Number	0000032474
Date	Sep 5, 2017
Instrument	2017032474

Lender

Name	CUSTOMERS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,057.00 (+6.64%)	$72,900 (-) Land $10,200 Building $62,700	$10,200 (-86.01%) Land $10,200
2024	$1,929.00	$72,900 Land $10,200 Building $62,700
1994			$72,900 Land $10,200 Building $62,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,993 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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