Effingham County property record for 124 Willowdell Ct, Rincon, GA 31326
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,924 sqft · built 2000 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $233,000 (Jun 2022) |
| Tax Bill | $2,727 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Apr 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R2280-082-000 |
| Primary APN | R2280-082-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,924 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Area | 748 sqft |
| Porch | Patio |
| Porch Area | 275 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 23898 |
|---|---|
| Street Address | 124 WILLOWDELL CT |
| City | RINCON |
| State | GA |
| Zip | 31326-9728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | .39 AC LOT 82 |
| Legal Subdivision | MADISON OAKS |
| Legal Phase | 2 |
| Legal Block | 2 |
| Legal Lot Number | 82 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 30306 |
124 Willowdell Ct is owned and occupied by two individuals who bought it in June 2022.
Source: Effingham County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 124 WILLOWDELL CT, RINCON, GA 31326-9728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE |
| Apr 8, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE |
| Aug 31, 2016 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL |
| Jun 17, 2022 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE |
| Jun 17, 2022 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE |
| Jul 17, 2006 | Deed, Transfer · Conventional Mortgage BANK OF NEWINGTON |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2022 · Amount on File |
| Deed Sale | Jun 27, 2022 · Amount on File |
| Prior Sale | Aug 30, 2016 · Amount on File |
| Deed Document Number | 20221800 |
| Deed Book / Page | 2792 / 463 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 124 WILLOWDELL CT, RINCON, GA 31326-9728 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 124 WILLOWDELL CT, RINCON, GA 31326-9728 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002606/0000000484 |
|---|---|
| Date | Jul 15, 2020 |
| Book Page | 0000002606/0000000484 |
| Instrument | 006868 |
| Name | FREEDOM MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 312 Months |
| Due | Jan 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 124 WILLOWDELL CT, RINCON, GA 31326-9728 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 124 WILLOWDELL CT, RINCON, GA 31326-9728 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002678/0000000470 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | 0000002678/0000000470 |
| Instrument | 004137 |
| Name | FREEDOM MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 312 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 124 WILLOWDELL CT, RINCON, GA 31326-9728 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 002364/436 |
|---|---|
| Date | Aug 31, 2016 |
| Book Page | 2364/436 |
| Instrument | 007470 |
| Name | NEW DAY FINANCIAL |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jun 17, 2022 |
| Property Address | 124 WILLOWDELL CT, RINCON, GA 31326-9728 |
| Document Number | 002792/463 |
| Book / Page | 2792 / 463 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 2022-001800 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 124 WILLOWDELL CT, RINCON, GA 31326-9728 |
| Document Number | 0000002792/0000000465 |
|---|---|
| Date | Jun 27, 2022 |
| Book Page | 0000002792/0000000465 |
| Instrument | 006499 |
| Name | FAIRWAY INDEPENDENT MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jun 17, 2022 |
| Property Address | 124 WILLOWDELL CT, RINCON, GA 31326-9728 |
| Document Number | 002792/463 |
| Book / Page | 2792 / 463 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 2022-001800 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 124 WILLOWDELL CT, RINCON, GA 31326-9728 |
| Document Number | 0000006499 |
|---|---|
| Date | Jun 17, 2022 |
| Instrument | 006499 |
| Name | FAIRWAY INDEPENDENT MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jul 17, 2006 |
| Property Address | 124 WILLOWDELL CT, RINCON, GA 31326-9728 |
| Document Number | 001486/369 |
| Book / Page | 1486 / 369 |
| Instrument Date | Jul 17, 2006 |
| Instrument | 2006-002419 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 124 WILLOWDELL CT, RINCON, GA 31326-9728 |
| Document Number | 001486/372 |
|---|---|
| Date | Jul 20, 2006 |
| Book Page | 1486/372 |
| Name | BANK OF NEWINGTON |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 1, 2007 |
The 2025 property tax bill for 124 Willowdell Ct was $2,727 with a homeowner's exemption, up 7.7% from the year before.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Municipality | Rincon City |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $121,087 (-6.21%) Land $22,800 Building $98,287 | $302,719 (-6.21%) Land $57,000 Building $245,719 | |
| 2025 | $2,727.00 (+7.66%) Homeowner's exemption | $129,104 (-1.2%) Land $22,800 Building $106,304 | $322,759 (-1.2%) Land $57,000 Building $265,759 |
| 2024 | $2,533.00 Homeowner's exemption | $130,670 Land $22,800 Building $107,870 | $326,674 Land $57,000 Building $269,674 |
| 2022 | $2,008.00 | $76,268 Land $17,600 Building $58,668 | $190,671 Land $44,000 Building $146,671 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 124 Willowdell Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 124 Willowdell Ct is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 87% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINCON WATER SYSTEM serves 16,654 people · EPA ID GA1030001 |
|---|---|
| Water Source | Purchased surface water from EFFINGHAM COUNTY SURFACE WATER SYSTEM |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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