124 Willow Pointe Dr, Glencoe, KY 41046 Property Records

Gallatin County property record for 124 Willow Pointe Dr, Glencoe, KY 41046

Property Summary

Property Type	Single Family Home
Details	1,782 sqft · built 2003
Lot Size	0.421 acres (18,339 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Jun 2025)
Tax Bill	$1,064 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-WP-24`

Property Details

APN / Parcel Number

Primary APN	`29-WP-24`
Alternative APN	`5866-1`

Interior

Stories	1 Story
Building Area	1,782 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,339 sqft (0.421 acres)
Terrain	Rolling
Driveway	Concrete Driveway
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	5866-1
Street Address	124 WILLOW POINTE DR
City	GLENCOE
State	KY
Zip	41046-2055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	LOT 24 WILLOW POINTE & 2003 REDMAN
Legal Subdivision	WILLOW POINTE
Legal Lot Number	24
Jurisdiction	GALLATIN KY
Township / Civil Division	WARSAW
Census Block Group	1
Census Block	1002
Census Tract	960104

Owner

Source: Gallatin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 WILLOW POINTE DR, GLENCOE, KY 41046-2055
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Jun 4, 2025	Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 19, 2018	Deed, Transfer · FHA Mortgage HOMESERVICES LENDING LLC
Apr 9, 2018	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2025 · Amount on Record
Deed Sale	Jun 4, 2025 · Amount on Record
Prior Sale	Oct 19, 2018 · Amount on Record
Deed Document Number	202599336
Deed Book / Page	143 / 604
Prior Transfer Date	May 7, 2025
Prior Transfer Doc	00D143/609
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN KY
Recording Date	Jun 24, 2026
Property Address	124 WILLOW POINTE DR, GLENCOE, KY 41046-2055
Document Number	0000112564
Book / Page	290 / 235
Instrument Date	Jun 17, 2026
Instrument	2026112564
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	124 WILLOW POINTE DR, GLENCOE, KY 41046-2055

Mortgage

Document Number	0000112564,
Date	Jun 24, 2026
Book Page	290/235
Instrument	2026112564

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Aug 1, 2055

Interest

Rate	6.51%
Max Rate	-1%

June 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GALLATIN KY
Recording Date	Jun 4, 2025
Property Address	124 WILLOW POINTE DR, GLENCOE, KY 41046-2055
Document Number	00D143/609
Book / Page	D143 / 609
Map Reference	CAB 93
Instrument Date	May 7, 2025
Instrument	99336
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	124 WILLOW POINTE DR, GLENCOE, KY 41046-2055

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	124 WILLOW POINTE DR, GLENCOE, KY 41046-2055

Mortgage

Document Number	0000099342
Date	Jun 4, 2025
Instrument	99342

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2055

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	GALLATIN KY
Recording Date	Oct 19, 2018
Property Address	124 WILLOW POINTE DR, GLENCOE, KY 41046-2055
Document Number	00D127/586
Book / Page	D127 / 586
Map Reference	CAB A 93
Instrument Date	Oct 10, 2018
Instrument	72894
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	ABSOLUTE TITLE, ABSOLUTE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$96.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 ALCOA TRL, MARYVILLE, TN 37804-5516

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	124 WILLOW POINTE DR, GLENCOE, KY 41046-2055

Mortgage

Document Number	000M236260
Date	Oct 19, 2018
Instrument	M236/260

Lender

Name	HOMESERVICES LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

April 2018: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	GALLATIN KY
Recording Date	Apr 9, 2018
Property Address	124 WILLOW POINTE DR, GLENCOE, KY 41046-2055
Document Number	00D126/326
Book / Page	D126 / 326
Map Reference	CAB A 93
Instrument Date	Mar 2, 2018
Instrument	71985
Transaction Type	Foreclosure
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 9800, MARYVILLE, TN 37802-9800
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Gallatin County
Unified School District	Gallatin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,252 (+72.92%) Land $20,000 Building $153,252	$173,252 (+72.92%) Land $20,000 Building $153,252
2025	$1,064.00 (-0.93%)	$100,190 (-) Land $20,000 Building $80,190	$100,190 (-) Land $20,000 Building $80,190
2023	$1,074.00	$100,190 Land $20,000 Building $80,190	$100,190 Land $20,000 Building $80,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLATIN COUNTY WATER DISTRICT serves 5,860 people · EPA ID KY0390130
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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