124 Wildflower Dr, Locust, NC 28097 Property Records

Stanly County property record for 124 Wildflower Dr, Locust, NC 28097

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,672 sqft · built 2022
Lot Size0.48 acres (20,909 sqft)
Owner2 Individual Names on File
Last Sale$397,500 (Aug 2022)
Tax Bill$4,010 (2026)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN557603312804

Property Details

APN / Parcel Number

Primary APN557603312804
Alternative APNs
  • 1540169
  • 1532140
  • 140239

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,672 sqft Finished Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Roof MaterialComposition Shingle
Lot Area20,909 sqft (0.48 acres)
Garage TypeAttached
Garage Area440 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1540169
Street Address124 WILDFLOWER DR
CityLOCUST
StateNC
Zip28097-7316
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHSE 124 WILDFLOWER DRIVE LOT 31 557603316
Legal Lot Number31
JurisdictionSTANLY NC
Township / Civil DivisionFURR
Census Block Group1
Census Block1003
Census Tract930801

Owner

124 Wildflower Dr is owned and occupied by two individuals who bought it in August 2022.

Source: Stanly County records, as of October 6, 2026

Owner of Record2 Individual Names on File
Mailing Address124 WILDFLOWER DR, LOCUST, NC 28097-7316
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2022 · Amount on File
Deed SaleAug 24, 2022 · Amount on File
Deed Document Number2022450495
Deed Book / Page1797 / 180
Record UpdatedOct 29, 2026

August 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionSTANLY NC
Recording DateAug 24, 2022
Property Address124 WILDFLOWER DR, LOCUST, NC 28097-7316
Document Number0000450495
Book / Page1797 / 180
Map ReferenceMB 28 PG 98&99
Instrument DateAug 22, 2022
Instrument450495
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 3, 2023

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$795.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8025 ARROWRIDGE BLVD, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address124 WIIDFLOWER DRIVE, LOCUST, NC 28097-7316

Mortgage

Document Number0000450496
DateAug 24, 2022
Instrument450496
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.4%
AdjustableAdjustable Rate Rider
Type Change DateSep 1, 2027
Change Frequency5 Years
Min Rate At Change3.75%
Max Rate At Change6.4%
Index5-Year CMT
Max Rate10.4%

Tax Assessment & Valuation

The 2026 property tax bill for 124 Wildflower Dr was $4,010.

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
MunicipalityLocust City
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,010.00$435,887 Land $75,000 Building $360,887$435,887 Land $75,000 Building $360,887
2023$3,461.00$317,569 Land $55,000 Building $262,569$317,569 Land $55,000 Building $262,569

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 124 Wildflower Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 Wildflower Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANFIELD #3-POLK FORD/RENEE FORD
serves 854 people · EPA ID NC2084008
Water SourcePurchased surface water from STANLY CO-WEST STANLY DIST
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2021
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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