Collier County property record for 124 Wilderness Cay, Naples, FL 34114
| Property Type | Single Family Home |
|---|---|
| Details | 2,079 sqft · built 1997 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Mar 1996) |
| Tax Bill | $7,872 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Apr 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 571300 247D09 |
| Primary APN | 571300 247D09 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,079 sqft Living Area |
| 1st Floor Area | 2,079 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 114 ft deep x 125 ft wide |
| View / Lot | Waterfront |
| Pool Area | 400 sqft |
| Deck Area | 85 sqft |
| Boat Access | Boat Access |
| Street Address | 124 WILDERNESS CAY |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34114-9617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-4 |
| Legal Description | PORT OF THE ISLANDS (THE CAYS) PHASE II LOT 24 |
| Legal Range | 28 |
| Legal Township | 52 |
| Legal Section | 9 |
| Legal Subdivision | PORT OF THE ISLANDS (THE CAYS) PHASE II |
| Legal Phase | 2 |
| Legal Tract | 571300 |
| Legal Block | 1 |
| Legal Lot Number | 24 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | EVERGLADES |
| Census Block Group | 1 |
| Census Block | 1162 |
| Census Tract | 11113 |
Source: Collier County records · APN 571300 247D09
Assessment roll updated September 9, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 124 WILDERNESS CAY, NAPLES, FL 34114-9617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2025 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Apr 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 28, 1996 · Amount on Record |
| Deed Sale | Mar 28, 1996 · Amount on Record |
| Deed Book / Page | 2163 / 2172 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 124 WILDERNESS CAY, NAPLES, FL 34114-9617 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 124 WILDERNESS CAY, NAPLES, FL 34114-9617 |
| Document Number | 0065113943 |
|---|---|
| Date | Sep 29, 2025 |
| Book Page | 6511/3943 |
| Instrument | 6735317 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 20, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 124 WILDERNESS CAY, NAPLES, FL 34114-9617 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2021 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 124 WILDERNESS CAY, NAPLES, FL 34114-9617 |
| Document Number | 0059311023 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 5931/1023 |
| Instrument | 6042274 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Feb 01, 2051 |
Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,872.00 (-13.34%) Homeowner's exemption Widower's exemption | $597,836 (+5.99%) | $1,178,533 (-3.95%) Land $376,358 Building $802,175 |
| 2024 | $9,084.00 (+5.49%) | ||
| 2023 | $8,611.00 (-1.71%) Homeowner's exemption Widower's exemption | $564,065 (+3%) | $1,227,063 (+26.47%) Land $648,173 Building $578,890 |
| 2022 | $8,761.00 Homeowner's exemption Widower's exemption | $547,636 | $970,208 Land $365,904 Building $604,304 |
Source: FEMA National Flood Hazard Layer, Collier County (12021C), as of June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210111131, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 226 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 646 units insured incl. 420 condo units |
| Nearby Flood Claims | 12 (2017–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | High above 80% of the US · above 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| Lumen Technologies DSL | 60 / 5 |
| AT&T Fixed Wireless | 25 / 3 |
Based on FCC filings for 71 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL5110230, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PORT OF THE ISLANDS private · serves 1,200 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Thallium resolved · Apr 2024 Arsenic resolved · Apr 2024 Antimony resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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