Jackson County property record for 124 Watersedge Dr, Ocean Springs, MS 39564
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,488 sqft · built 1975 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,487 (2025) |
| Deeds & Mortgages | Nov 2012 Mortgage Mar 2022 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 789.32-01-0172.00 |
| Primary APN | 789.32-01-0172.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,488 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 15,682 sqft (0.36 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 063665 |
|---|---|
| Street Address | 124 WATERSEDGE DR |
| City | OCEAN SPRINGS |
| State | MS |
| Zip | 39564-5123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 27 WATERSEDGE S/D PB 14-48 2062-369 (172 MAP789.32-01) |
| Legal Range | 08W |
| Legal Township | 07S |
| Legal Section | 32 |
| Legal Subdivision | WATERSEDGE |
| Legal Lot Number | 27 |
| Jurisdiction | JACKSON MS |
| Township / Civil Division | 5 |
| Census Block Group | 5 |
| Census Block | 5017 |
| Census Tract | 40600 |
Source: Jackson County records, as of January 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 124 WATERSEDGE DR, OCEAN SPRINGS, MS 39564-5123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 26, 2012 | Deed of Trust, Mortgage KEESLER FEDERAL CREDIT UNION |
| Mar 3, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage AMERIFIRST FINANCIAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2022 |
| Deed Sale | Mar 3, 2022 |
| Deed Document Number | 0002062369 |
| Deed Book / Page | 2062 / 369 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MS |
| Property Address | 124 WATERSEDGE DR, OCEAN SPRINGS, MS 39564-5123 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | PLACER TITLE COMPANY, PILGER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 124 WATERSEDGE DR, OCEAN SPRINGS, MS 39564-5123 |
| Document Number | 003086/726 |
|---|---|
| Date | Nov 26, 2012 |
| Book Page | 3086/726 |
| Instrument | 201219326 |
| Name | KEESLER FEDERAL CREDIT UNION |
|---|---|
| Address | PO BOX 7001, BILOXI, MS 39534 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Dec 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MS |
| Recording Date | Mar 3, 2022 |
| Property Address | 124 WATERSEDGE DR, OCEAN SPRINGS, MS 39564-5123 |
| Document Number | 002062/369 |
| Book / Page | 2062 / 369 |
| Instrument Date | Mar 1, 2022 |
| Instrument | 202204788 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 124 WATERSEDGE DR, OCEAN SPRINGS, MS 39564-5123 |
| Document Number | 0003885616 |
|---|---|
| Date | Mar 3, 2022 |
| Instrument | 3885/616 |
| Name | AMERIFIRST FINANCIAL |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
Source: Jackson County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Jackson County |
| Municipality | Ocean Springs City |
| Unified School District | Ocean Springs School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,487.00 (+12.16%) Homeowner's exemption | $25,427 (+7.5%) Land $4,921 Building $20,506 | $254,272 (+7.51%) Land $49,210 Building $205,062 |
| 2024 | $3,109.00 (-1.11%) Homeowner's exemption | $23,652 (-) Land $4,788 Building $18,864 | $236,515 (-) Land $47,880 Building $188,635 |
| 2023 | $3,144.00 (+87.25%) Homeowner's exemption Senior Citizen's exemption | $23,652 (+24.47%) Land $4,788 Building $18,864 | $236,515 (-) Land $47,880 Building $188,635 |
| 2022 | $1,679.00 Homeowner's exemption Senior Citizen's exemption | $19,002 | $236,515 Land $47,880 Building $188,635 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 178 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 178 in force |
| Nearby Flood Claims | 158 (1979–2026) |
| Claims Outside the SFHA | 81 of 158 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.7% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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