124 Walter St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 124 Walter St, Chicopee, MA 01013

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,278 sqft · built 1900
Lot Size	0.244 acres (10,625 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Apr 2026)
Tax Bill	$4,891 (2026)
Deeds & Mortgages	Mar 2022 Refinance Jul 2023 Refinance + 7 more
Flood Zone	Zone X (minimal risk)
APN	`555-00079`

Property Details

APN / Parcel Number

Primary APN	`555-00079`
Alternative APN	`CHIC M:0555 P:00079`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,278 sqft Living Area
Gross Area	4,222 sqft
1st Floor Area	1,144 sqft
Attic	Attic
Attic Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,625 sqft (0.244 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	555-00079
Street Address	124 WALTER ST
City	CHICOPEE
State	MA
Zip	01013-2334
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	5
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	1
Census Block	1007
Census Tract	811101

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	398 CHAPIN ST, 9, LUDLOW, MA 01056-2510
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MARTH E LLC
Jul 25, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance RUBY LENDING LLC
Jul 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Sep 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MARTH E LLC
Apr 3, 2026	Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MARTH E LLC
Jun 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE
Oct 23, 2020	Deed of Trust, Construction Loan · Construction Mortgage MARTH E LLC
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage MARTH E LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2026 · Amount on Record
Deed Sale	Apr 3, 2026 · Amount on Record
Prior Sale	Feb 28, 2006 · Amount on Record
Deed Document Number	202614500
Deed Book / Page	26279 / 259
Prior Transfer Date	Mar 25, 2026
Prior Transfer Doc	026279-259
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	124 WALTER ST, CHICOPEE, MA 01013-2334
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	024433-585
Date	Mar 4, 2022
Book Page	24433/585
Instrument	13548

Lender

Name	MARTH E LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Apr 1, 2023

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	124 WALTER ST, CHICOPEE, MA 01013-2334
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	025090-217
Date	Jul 25, 2023
Book Page	25090/217
Instrument	33959

Lender

Name	RUBY LENDING LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Aug 1, 2024

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	124 WALTER ST, CHICOPEE, MA 01013-2334
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025936-336
Date	Jul 10, 2025
Book Page	25936/336
Instrument	31236

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2045

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	124 WALTER ST, CHICOPEE, MA 01013-2334
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	024130-321
Date	Sep 20, 2021
Book Page	24130/321
Instrument	65969

Lender

Name	MARTH E LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Oct 1, 2022

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Apr 3, 2026
Property Address	124 WALTER ST, CHICOPEE, MA 01013-2334
Document Number	026279-259
Book / Page	26279 / 259
Instrument Date	Mar 25, 2026
Instrument	202614500
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Apr 3, 2026

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	6.01%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	124 WALTER ST, CHICOPEE, MA 01013-2334
Transaction Type	Mortgage
Record Updated	Oct 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24130-321
Date	Sep 20, 2021
Book Page	24130/321
Instrument	65969

Lender

Name	MARTH E LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Oct 1, 2022

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	124 WALTER ST, CHICOPEE, MA 01013-2334
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22725-571
Date	Jun 25, 2019
Book Page	22725/571
Instrument	34244

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2034

October 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Recording Date	Oct 23, 2020
Property Address	124 WALTER ST, CHICOPEE, MA 01013-2334
Document Number	23490-401
Book / Page	023490 / 000401
Instrument Date	Oct 23, 2020
Instrument	61588
Transaction Type	Construction Loan
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	44 SCHLEY ST CHICOPEE MA 010202720, CHICOPEE, MA 01020-2720

Mortgage

Document Number	23490-401
Date	Oct 23, 2020
Book Page	023490/000401
Instrument	61588

Lender

Name	MARTH E LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 22, 2021

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	124 WALTER ST, CHICOPEE, MA 01013-2334
Document Number	23211-422
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 SCHLEY ST CHICOPEE MA 010202720, CHICOPEE, MA 01020-2720

Mortgage

Document Number	23211-422
Date	May 15, 2020
Book Page	023211/000422
Instrument	24710

Lender

Name	MARTH E LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,891.00 (+10.23%)	$320,900 (+9.63%) Land $110,600 Building $210,300	$377,194
2025	$4,437.00 (+5.67%)	$292,700 (+2.88%) Land $101,000 Building $191,700
2024	$4,199.00 (+7.23%)	$284,500 (+10.06%) Land $99,000 Building $185,500
2023	$3,916.00	$258,500 Land $90,000 Building $168,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000

May also be available: AT&T, Verizon, Xfinity.

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