124 Walnut St, Centreville, MD 21617 Property Records

Queen Anne's County property record for 124 Walnut St, Centreville, MD 21617

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,080 sqft · built 1973
Lot Size	0.23 acres (10,014 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Oct 2021)
Tax Bill	$3,161 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-016420`

Property Details

APN / Parcel Number

Primary APN	`03-016420`
Alternative APNs	`3016420` `016420`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Total Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,014 sqft (0.23 acres)
Lot Dimensions	61 ft deep x 119 ft wide
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	016420
Street Address	124 WALNUT ST
City	CENTREVILLE
State	MD
Zip	21617-2073
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 1-35 FT OF LOT 2 BLK L CENTREVILLE
Legal Subdivision	CENTREVILLE HEIGHTS
Legal Block	L
Legal Lot Number	1ETC
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	3, CENTREVILLE
Census Block Group	4
Census Block	4005
Census Tract	810400

Owner

124 Walnut St is owned and occupied by an individual who bought it in October 2021.

Source: Queen Anne's County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	124 WALNUT ST, CENTREVILLE, MD 21617-2073
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC
Oct 26, 2021	Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Jan 16, 2020	Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2021 · Amount on File
Deed Sale	Oct 26, 2021 · Amount on File
Prior Sale	Jan 16, 2020 · Amount on File
Deed Book / Page	3873 / 48
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	124 WALNUT ST, CENTREVILLE, MD 21617-2073
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	HERITAGE TITLE LT, HERITAGE TITLE KTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039770082
Date	Feb 23, 2022
Book Page	3977/82

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jul 1, 2051

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Oct 26, 2021
Property Address	124 WALNUT ST, CENTREVILLE, MD 21617-2073
Document Number	0038730048
Book / Page	3873 / 48
Map Reference	LB 17 FO 93
Instrument Date	Jun 25, 2021
Transaction Type	Transfer
Record Updated	Nov 10, 2021
Title Company	HERITAGE TITLE LTD

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 WALNUT ST, CENTREVILLE, MD 21617-2073

Mortgage

Document Number	0038730057
Date	Oct 26, 2021
Book Page	3873/57

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jul 1, 2051

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Jan 16, 2020
Property Address	124 WALNUT ST, CENTREVILLE, MD 21617-2073
Document Number	0032460257
Book / Page	3246 / 257
Instrument Date	Jan 3, 2020
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	LIBERTY T&E OF MD LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	124 WALNUT ST, CENTREVILLE, MD 21617-2073

Mortgage

Document Number	0032460265
Date	Jan 16, 2020
Book Page	3246/265

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company
Address	TOWSON, MD 21204

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 124 Walnut St was $3,161 with a homeowner's exemption.

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Municipality	Centreville Town
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,500	$260,600 Land $141,200 Building $119,400
2025	$3,161.00 Homeowner's exemption
2023	$3,123.00 Homeowner's exemption	$213,567	$227,300 Land $120,500 Building $106,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 124 Walnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 Walnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTREVILLE serves 3,322 people · EPA ID MD0170001
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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