Campbell County property record for 124 W Walnut St, Southgate, KY 41071
| Property Type | Single Family Home |
|---|---|
| Details | 959 sqft · built 1915 |
| Lot Size | 0.131 acres (5,700 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $239,000 (Jul 2026) |
| Tax Bill | $196 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-11-509.00 |
| Primary APN | 999-99-11-509.00 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 959 sqft Living Area |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,700 sqft (0.131 acres) |
| Lot Dimensions | 142 ft deep x 40 ft wide |
| Terrain | Combination |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 124 W WALNUT ST |
|---|---|
| City | SOUTHGATE |
| State | KY |
| Zip | 41071-3140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 33 SHALERS 40 X 142.5 |
| Legal Subdivision | SHALERS |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 52500 |
Source: Campbell County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 90 GETTYSBURG SQUARE RD, 94, FORT THOMAS, KY 41075-1452 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2026 · Amount on Record |
| Deed Sale | Jul 31, 2026 · Amount on Record |
| Deed Document Number | 20266172947 |
| Deed Book / Page | 886 / 408 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jul 31, 2026 |
| Property Address | 124 W WALNUT ST, SOUTHGATE, KY 41071-3140 |
| Document Number | 0006172947 |
| Book / Page | 886 / 408 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 20266172947 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | BLUEGRASS LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $24,139.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Investor | Possibly a Property Investor |
| Document Number | 0006172950, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 20266172950 |
| Name | LOAN STORE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Campbell County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Southgate City |
| Elementary School District | Southgate Independent School District (PK - 08) |
| Secondary School District | Campbell County School District in Southgate ISD (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $196.00 (-11.31%) Homeowner's exemption | $102,300 (-) Land $9,800 Building $92,500 | $102,300 (-) Land $9,800 Building $92,500 |
| 2023 | $221.00 (-11.6%) Homeowner's exemption | $102,300 (-) Land $9,800 Building $92,500 | $102,300 (-) Land $9,800 Building $92,500 |
| 2022 | $250.00 Homeowner's exemption | $102,300 Land $9,800 Building $92,500 | $102,300 Land $9,800 Building $92,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Dec 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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