124 W Main St, Tupelo, MS 38804 Property Records

Lee County property record for 124 W Main St, Tupelo, MS 38804

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,100 sqft · built 1937
Lot Size	0.047 acres (2,050 sqft)
Owner	Company Name on Record
Tax Bill	$17,883 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Mar 2017 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`089K-31-322-01`

Property Details

APN / Parcel Number

Primary APN	`089K-31-322-01`
Alternative APNs	`051682` `51682`

Interior

Stories	2 Stories
Building Area	2,100 sqft Heated Area
Gross Area	3,780 sqft
2nd Floor Area	1,680 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1937
Foundation Type	Concrete
Roof Type	Rigid Frame Bar Joist
Roof Material	Tar & Gravel
Lot Area	2,050 sqft (0.047 acres)
Lot Dimensions	100 ft deep x 20.5 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	051682
Street Address	124 W MAIN ST
City	TUPELO
State	MS
Zip	38804-3916
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	PT LOT 26 NE1/4 HARRIS AND THOMPSON SURVEY
Legal Range	06E
Legal Township	09S
Legal Section	31
Legal Subdivision	HARRIS & THOMASON
Legal Lot Number	26
Jurisdiction	LEE MS
Township / Civil Division	4
Census Block Group	1
Census Block	1022
Census Tract	950700

Owner

Source: Lee County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 71, NEW ALBANY, MS 38652-0071
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2017	Deed of Trust, Mortgage BANKPLUS
Mar 10, 2017	Deed of Trust, Mortgage BANKPLUS
Mar 10, 2017	Deed of Trust, Mortgage BANKPLUS
Nov 23, 2020	Deed of Trust, Mortgage · Line of Credit BANKPLUS
Mar 2, 2023	Warranty Deed, Transfer · Line of Credit FNB OXFORD BANK
Jun 17, 2022	Warranty Deed, Transfer
May 17, 2022	Warranty Deed, Transfer
Jan 6, 2017	Quit Claim Deed, Transfer Quitclaim
Jan 6, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2023
Deed Sale	Mar 2, 2023
Prior Sale	Jun 17, 2022
Deed Document Number	2023002436
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	124 W MAIN ST, TUPELO, MS 38804-3916
Transaction Type	Mortgage
Record Updated	Jul 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017003028
Date	Mar 10, 2017
Instrument	2017003028

Lender

Name	BANKPLUS
Type	Bank

Agreement

Amount	Amount Recorded

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	124 W MAIN ST, TUPELO, MS 38804-3916
Transaction Type	Mortgage
Record Updated	Jul 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017003029
Date	Mar 10, 2017
Instrument	2017003029

Lender

Name	BANKPLUS
Type	Bank

Agreement

Amount	Amount Recorded

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	124 W MAIN ST, TUPELO, MS 38804-3916
Transaction Type	Mortgage
Record Updated	Jul 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017003030
Date	Mar 10, 2017
Instrument	2017003030

Lender

Name	BANKPLUS
Type	Bank

Agreement

Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	124 W MAIN ST, TUPELO, MS 38804-3916
Transaction Type	Mortgage
Record Updated	Jul 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2020016437
Date	Nov 23, 2020
Instrument	2020016437

Lender

Name	BANKPLUS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 19, 2021

Interest

Rate Type	Adjustable Rate

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE MS
Recording Date	Mar 2, 2023
Property Address	124 W MAIN ST, TUPELO, MS 38804-3916
Document Number	2023002436
Instrument Date	Mar 1, 2023
Instrument	2023002436
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2023002437
Date	Mar 2, 2023
Instrument	2023002437

Lender

Name	FNB OXFORD BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 1, 2028

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE MS
Recording Date	Jun 17, 2022
Property Address	124 W MAIN ST, TUPELO, MS 38804-3916
Document Number	2022008546
Instrument Date	Jun 16, 2022
Instrument	2022008546
Transaction Type	Transfer
Record Updated	Jul 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE MS
Recording Date	May 17, 2022
Property Address	124 W MAIN ST, TUPELO, MS 38804-3916
Document Number	2022006928
Instrument Date	May 16, 2022
Instrument	2022006928
Transaction Type	Transfer
Record Updated	Jul 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	653 W JEFFERSON ST, TUPELO, MS 38804-3735

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEE MS
Recording Date	Jan 6, 2017
Property Address	124 W MAIN ST, TUPELO, MS 38804-3916
Document Number	2017000222
Instrument	2017000222
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	653 W JEFFERSON ST, 653, TUPELO, MS 38804-3735

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	653 W JEFFERSON ST, TUPELO, MS 38804-3735

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEE MS
Recording Date	Jan 6, 2017
Property Address	124 W MAIN ST, TUPELO, MS 38804-3916
Document Number	2017000222
Instrument Date	Dec 30, 2016
Instrument	2017000222
Transaction Type	Transfer
Record Updated	Jul 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 W JEFFERSON ST, TUPELO, MS 38804-3735
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lee County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lee County
Municipality	Tupelo City
Unified School District	Tupelo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,883.00 (+310.44%)	$131,534 (+304.04%)	$876,890 (+304.04%) Land $100,000 Building $776,890
2023	$4,357.00	$32,555 (-)	$217,030 (-) Land $100,000 Building $117,030
2022	$4,357.00	$32,555	$217,030 Land $100,000 Building $117,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TUPELO serves 37,000 people · EPA ID MS0410015
Water Source	Purchased surface water from N. E. MS. REGIONAL W/S
Last State Inspection	Apr 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile, Tombigbee Fiber.

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