124 W Main St, Gardner, KS 66030 Property Records

Johnson County property record for 124 W Main St, Gardner, KS 66030

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,770 sqft · built 1900
Lot Size	0.307 acres (13,392 sqft)
Owner	Individual Name on File
Last Sale	$178,600 (Feb 2014)
Tax Bill	$2,883 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CF221423-4015`

Property Details

APN / Parcel Number

Primary APN	`CF221423-4015`
Alternative APNs	`0461362304007016000` `R2883`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,770 sqft Living Area
Gross Area	2,533 sqft
1st Floor Area	1,013 sqft
Basement Area	504 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1998
Architectural Style	Old Style
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	13,392 sqft (0.307 acres)
View / Lot	Neighborhood / Spot
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Open Porch
Porch Area	478 sqft
Deck Area	Deck Area
Patio Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R2883
Street Address	124 W MAIN ST
City	GARDNER
State	KS
Zip	66030-1106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	23-14-22 BG 340 W SE CR SE 1/4 W 110 X N 162 EX SLY TR 38.2 ON W & 38.5 ON E COND FOR HWY & EX .005 AC IN ST A/K/A OTTS ADD .308 ACS M/L GAC 403
Legal Range	22E
Legal Township	14S
Legal Section	23
Legal Subdivision	OTTS ADD
Legal Tract	38
Jurisdiction	JOHNSON KS
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1012
Census Tract	53709

Owner

124 W Main St is owned and occupied by an individual who bought it in February 2014.

Source: Johnson County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	124 W MAIN ST, GARDNER, KS 66030-1106
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · FHA Mortgage GATEWAY FIRST BANK
Apr 2, 2019	Deed of Trust, Mortgage · FHA Mortgage SIMMONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2014 · Amount on File
Deed Sale	Feb 11, 2014 · Amount on File
Prior Sale	Jun 19, 2009 · Amount on File
Deed Book / Page	201402 / 2070
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	124 W MAIN ST, GARDNER, KS 66030-1106
Transaction Type	Mortgage
Record Updated	Jun 18, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 W MAIN ST, GARDNER, KS 66030-1106

Mortgage

Document Number	202106/2696
Date	Jun 7, 2021
Book Page	202106/2696

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	334 Months
Due	Apr 1, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	124 W MAIN ST, GARDNER, KS 66030-1106
Transaction Type	Mortgage
Record Updated	May 24, 2019
Title Company	FIRST UNITED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201904/000652
Date	Apr 2, 2019
Book Page	201904/000652

Lender

Name	SIMMONS BANK
Type	Bank
Address	PINE BLUFF, AR 71601

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 124 W Main St was $2,883, down 3% from the year before.

Source: Johnson County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Kansas
County	Johnson County
Municipality	Gardner City
Unified School District	Gardner Edgerton Unified School District 231 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,883.00 (-2.96%)	$24,254 (-1.95%) Land $5,587 Building $18,667	$210,900 (-1.95%) Land $48,580 Building $162,320
2024	$2,971.00 (-4.41%)	$24,737 (-0.69%) Land $5,587 Building $19,150	$215,100 (-0.69%) Land $48,580 Building $166,520
2023	$3,108.00 (+1.87%)	$24,909 (+3.09%) Land $4,660 Building $20,249	$216,600 (+3.09%) Land $40,520 Building $176,080
2022	$3,051.00	$24,162 Land $3,884 Building $20,278	$210,100 Land $33,770 Building $176,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 124 W Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 W Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Kansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GARDNER serves 23,942 people · EPA ID KS2009106
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
KWIKOM Communications Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

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