124 W Front St, Findlay, OH 45840 Property Records

Hancock County property record for 124 W Front St, Findlay, OH 45840

Property Summary

Property TypeOffice Building
Details2,772 sqft · built 1979
Lot Size0.173 acres (7,540 sqft)
OwnerCompany Name on Record
Last Sale$303,000 (Jul 2020)
Tax Bill$3,622 (2025)
Deeds & MortgagesJul 2020 Sale & Line of Credit
Flood ZoneZone AE (high risk)
APN1010-134-12-016.000

Property Details

APN / Parcel Number

Primary APN1010-134-12-016.000
Alternative APN
  • 560000170010

Interior

Plumbing Fixtures3 Plumbing Fixtures
Units12 Units
Stories3 Stories
Building Area2,772 sqft Living Area
Basement Area2,352 sqft
Unfinished Basement2,352 sqft
FlooringWood
Interior WallsFinished/Painted
ElevatorElevator

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialBrick
Construction TypeMixed
Roof TypeShed Roof
Lot Area7,540 sqft (0.173 acres)
Lot Dimensions130 ft deep x 58 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address124 W FRONT ST
CityFINDLAY
StateOH
Zip45840-3471
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Legal DescriptionADDITION THE LOT 451 S PT 50X130 EX W1FT & PT ALY
Legal SubdivisionADDITION THE
Legal Lot Number451
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group3
Census Block3000
Census Tract902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Findlay Downtown Historic District
listed 1985 · 263 contributing resources · NRIS 85000402

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2663 BARRINGTON DR, TOLEDO, OH 43606-3025
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 17, 2020 · Amount on Record
Deed SaleJul 17, 2020 · Amount on Record
Prior SaleFeb 1, 1984 · Amount on Record
Deed Document Number20206704
Deed Book / Page2570 / 4568
Record UpdatedSep 20, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK OH
Recording DateJul 17, 2020
Property Address124 W FRONT ST, FINDLAY, OH 45840-3471
Document Number02570/4568
Book / Page2570 / 4568
Instrument DateJul 16, 2020
Instrument202000006704
Transaction TypeTransfer
Record UpdatedApr 25, 2022
Title CompanyFLAG CITY TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 W LIMA ST, FINDLAY, OH 45840-3034

Mortgage

Document Number202000006705
DateJul 17, 2020
Instrument202000006705
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,622.00 (+15.98%)$66,900 (+20.24%) Land $8,260 Building $58,640$191,140 (+20.25%) Land $23,610 Building $167,530
2023$3,123.00$55,640 Land $6,180 Building $49,460
2022$158,950 Land $17,650 Building $141,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims1 (2007)
Most Recent ClaimAug 2007 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: Amplex Wireless, HDER Link, MetaLINK Technologies.

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