124 W Chestnut St, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 124 W Chestnut St, Dunkirk, NY 14048

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,160 sqft · built 1959
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Tax Bill	$3,432 (2026)
Deeds & Mortgages	Nov 2020 Line of Credit Jun 2018 Line of Credit
APN	`060300 79.13-1-90`

Property Details

APN / Parcel Number

Primary APN	`060300 79.13-1-90`
Alternative APNs	`03000790130001090000` `030025110`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,160 sqft Living Area
1st Floor Area	1,160 sqft
Game Room	Game Room

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	180 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	030025110
Street Address	124 W CHESTNUT ST
City	DUNKIRK
State	NY
Zip	14048-1049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	100 X 150 RES; OLD APN: 060300 2-9-2
Legal Block	1
Legal Lot Number	90.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	DUNKIRK
Census Block Group	1
Census Block	1020
Census Tract	35600

Owner

124 W Chestnut St, a single family home, is owned by an individual.

Source: Chautauqua County and Dunkirk City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	135 W 6TH ST, DUNKIRK, NY 14048-2345
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Deed of Trust, Mortgage · Line of Credit LAKE SHORE SAVINGS BANK
Jun 20, 2018	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS AND TRADERS TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	124 W CHESTNUT ST, DUNKIRK, NY 14048-1049
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2020004169
Date	Nov 9, 2020
Instrument	MT2020004169

Lender

Name	LAKE SHORE SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	124 W CHESTNUT ST, DUNKIRK, NY 14048-1049
Transaction Type	Mortgage
Record Updated	Jul 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2018002782
Date	Jun 20, 2018
Instrument	MT2018002782

Lender

Name	MANUFACTURERS AND TRADERS TRUST CO

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 124 W Chestnut St was $3,432, up 3.3% from the year before.

Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
Municipality	Dunkirk City
Unified School District	Dunkirk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,432.00 (+3.34%)
2025	$3,321.00	$82,500 Land $5,400 Building $77,100	$187,500 Land $12,273 Building $175,227
2023		$82,500 (-) Land $5,400 Building $77,100	$150,000 (+14.55%) Land $9,818 Building $140,182
2022	Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$82,500 Land $5,400 Building $77,100	$130,952 Land $8,571 Building $122,381

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 124 W Chestnut St; there have been 44 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	7 in force
Nearby Flood Claims	44 (1979–2021)
Claims Outside the SFHA	6 of 44
Most Recent Claim	Dec 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 W Chestnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNKIRK CITY serves 12,743 people · EPA ID NY0600360
Water Source	Surface water
Last State Inspection	Jul 2022
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DFT Local Service.

Nearby Properties on W Chestnut St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures