124 W 9th St, Gaffney, SC 29340 Property Records

Cherokee County property record for 124 W 9th St, Gaffney, SC 29340

Property Summary

Property Type	Single Family Home
Details	822 sqft · built 1955
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$159,000 (Sep 2026)
Tax Bill	$119 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`017245-23-3`

Property Details

APN / Parcel Number

Primary APN	`017245-23-3`
Alternative APNs	`0981100015000 60759689` `098-11-00-015.000` `017210223`

Interior

Stories	1 Story
Building Area	822 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Siding
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	86 ft deep x 4 ft wide
Porch	Slab

Location & Zoning

Street Address	124 W 9TH ST
City	GAFFNEY
State	SC
Zip	29340-2300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	124 W 9TH ST FM CARLISLE ENTERPRISES $75900
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	2
Census Block	2003
Census Tract	970302

Owner

124 W 9th St is owned and occupied by an individual who bought it in September 2026.

Source: Cherokee County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	124 W 9TH ST, GAFFNEY, SC 29340-2300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Personal Representative Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK
May 1, 2018	Grant Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2026 · Amount on File
Deed Sale	Sep 16, 2026 · Amount on File
Prior Sale	May 1, 2018 · Amount on File
Deed Document Number	20265296
Deed Book / Page	203 / 2232
Record Updated	Oct 29, 2026

September 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CHEROKEE SC
Recording Date	Sep 16, 2026
Property Address	124 W 9TH ST, GAFFNEY, SC 29340-2300
Document Number	0000005296
Book / Page	203 / 2232
Instrument Date	Sep 16, 2026
Instrument	20265296
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41,753.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 W 9TH ST, GAFFNEY, SC 29340-2300

Mortgage

Document Number	0000005297,
Date	Sep 16, 2026
Instrument	20265297

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	May 1, 2018
Property Address	124 W 9TH ST, GAFFNEY, SC 29340-2300
Document Number	0001030591
Book / Page	000103 / 000591
Instrument Date	Apr 30, 2018
Instrument	2169
Transaction Type	Transfer
Record Updated	May 18, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.83
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 W 9TH ST GAFFNEY SC 293402300, GAFFNEY, SC 29340-2300

Mortgage

Document Number	1030593
Date	May 1, 2018
Book Page	000103/000593
Instrument	2170

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 124 W 9th St was $119.

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$119.00	$2,900 Land $440 Building $2,460	$72,600 Land $11,000 Building $61,600
2023	$100.00 Homeowner's exemption	$2,900 Land $440 Building $2,460	$72,600 Land $11,000 Building $61,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 124 W 9th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 W 9th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAFFNEY BPW serves 24,290 people · EPA ID SC1110001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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