124 W 4th St, Duluth, MN 55806 Property Records

St. Louis County property record for 124 W 4th St, Duluth, MN 55806

Property Summary

Property Type	Apartments (5+ Units)
Details	10,350 sqft · built 1909
Lot Size	0.225 acres (9,800 sqft)
Owner	Company Name on File
Last Sale	$657,000 (Jun 2022)
Tax Bill	$12,916 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010-1000-00490`

Property Details

APN / Parcel Number

Primary APN	`010-1000-00490`
Alternative APN	`1132006`

Interior

Units	9 Units
Stories	3 Stories
Building Area	10,350 sqft Gross Area
1st Floor Area	3,450 sqft
Basement Area	3,505 sqft
Finished Basement	3,505 sqft
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1970
Exterior Material	Brick Veneer
Lot Area	9,800 sqft (0.225 acres)
Lot Dimensions	140 ft deep x 70 ft wide

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1132006
Street Address	124 W 4TH ST
City	DULUTH
State	MN
Zip	55806-2718
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R4
Legal Description	W 45 FT OF LOT 28 AND E 1/2 OF LOT 30 SERIAL #
Legal Subdivision	DULUTH PROPER FIRST DIVISION
Legal Lot Number	28,30
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3006
Census Tract	1800

Owner

124 W 4th St, a residential property, is owned by a company that bought it in June 2022.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Company Name on File
Mailing Address	6964 S 18 STREET RD, LAKE NEBAGAMON, WI 54849-8823
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Warranty Deed, Transfer · Commercial Mortgage SUPERIOR CHOICE CU
Sep 7, 2018	Deed of Trust, Mortgage · Line of Credit PARK ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2022 · Amount on File
Deed Sale	Jun 17, 2022 · Amount on File
Prior Sale	Jun 4, 2002 · Amount on File
Deed Document Number	20221445553
Prior Transfer Date	May 9, 2006
Prior Transfer Doc	0001019017
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 17, 2022
Property Address	124 W 4TH ST, DULUTH, MN 55806-2718
Document Number	0001445553
Instrument Date	Jun 15, 2022
Instrument	1445553
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	PIONEER TITLE TWIN PORTS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,168.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6964 S 18 STREET RD, LAKE NEBAGAMON, WI 54849-8823

Mortgage

Document Number	0001445554
Date	Jun 17, 2022
Instrument	1445554

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 10, 2037

Mortgage

Document Number	0001445555
Date	Jun 17, 2022
Instrument	1445555

Lender

Name	PODGORNIK RENTALS 4TH STREET LLC
Type	Non-Lending Institution

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2032

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	124 W 4TH ST, DULUTH, MN 55806-2718
Document Number	00A1341145
Instrument Date	Sep 7, 2018
Transaction Type	Mortgage
Record Updated	Oct 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5401 SAMUELSON RD DULUTH MN 558119710, DULUTH, MN 55811-9710

Mortgage

Document Number	00A1341145
Date	Sep 20, 2018
Instrument	A1341145

Lender

Name	PARK ST BK
Type	Bank
Address	DULUTH, MN 55807

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 124 W 4th St was $12,916, up 12.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,916.00 (+12.12%)
2025	$11,520.00	$786,300 (+14.02%) Land $93,100 Building $693,200	$786,300 (+14.02%) Land $93,100 Building $693,200
2024		$689,600 Land $212,300 Building $477,300	$689,600 Land $212,300 Building $477,300
2023	$10,166.00
2022		$555,800 Land $171,100 Building $384,700	$555,800 Land $171,100 Building $384,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 124 W 4th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979)
Most Recent Claim	Dec 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 124 W 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber, AT&T, Fidium Fiber.

Nearby Properties on W 4th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures