Kenton County property record for 124 W 32nd St, Covington, KY 41015
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,572 sqft · built 1915 |
| Lot Size | 0.007 acres (300 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $50,000 (Dec 2012) |
| Tax Bill | $993 (2025) |
| Deeds & Mortgages | May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-13-07-019.00 |
| Primary APN | 056-13-07-019.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,572 sqft Finished Area |
| Gross Area | 1,806 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Duplex Single |
| Exterior Material | Siding |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 300 sqft (0.007 acres) |
| Lot Dimensions | 100 ft deep x 3 ft wide |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 124 W 32ND ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1107 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | SEHON LOT 72 33 1,3'X 100' NS 32ND 66 2,3' E CAROLINE |
| Legal Subdivision | SEHON |
| Legal Lot Number | 72 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 61400 |
124 W 32nd St, a duplex, is owned by two individuals who bought it in December 2012.
Source: Kenton County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 229 E 33RD ST, COVINGTON, KY 41015-1249 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2012 · Amount on File |
| Deed Sale | Dec 28, 2012 · Amount on File |
| Deed Document Number | 201212 28 059 00079 |
| Deed Book / Page | 5043 / 229 |
| Prior Transfer Date | Aug 16, 2011 |
| Prior Transfer Doc | 0005900010 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 124 W 32ND ST, COVINGTON, KY 41015-1107 |
| Document Number | 0000000024 |
| Instrument Date | May 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2019 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 124 W 32ND ST COVINGTON KY 410151107, COVINGTON, KY 41015-1107 |
| Document Number | 0000000024 |
|---|---|
| Date | Jun 3, 2019 |
| Book Page | 0C6671/000249 |
| Instrument | 24 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 2, 2049 |
The 2025 property tax bill for 124 W 32nd St was $993.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $120,000 (+6%) Land $10,000 Building $110,000 | $120,000 (+6%) Land $10,000 Building $110,000 | |
| 2025 | $993.00 | $75,000 Land $5,000 Building $70,000 | $75,000 Land $5,000 Building $70,000 |
| 2023 | $999.00 | $75,000 Land $5,000 Building $70,000 | $75,000 Land $5,000 Building $70,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 124 W 32nd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 124 W 32nd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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