124 W 2nd St, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 124 W 2nd St, Dunkirk, NY 14048

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,648 sqft · built 1906
Lot Size	0.062 acres (2,700 sqft)
Owner	Individual Name on File
Last Sale	$22,000 (Mar 2004)
Tax Bill	$1,208 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit
APN	`060300 79.14-1-23`

Property Details

APN / Parcel Number

Primary APN	`060300 79.14-1-23`
Alternative APNs	`03000790140001023000` `030165900`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,648 sqft Living Area
1st Floor Area	856 sqft
2nd Floor Area	600 sqft
Upper Floors Area	192 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	2,700 sqft (0.062 acres)
Lot Dimensions	90 ft deep x 30 ft wide
Garage Type	Detached
Garage Area	299 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	198 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	030165900
Street Address	124 W 2ND ST
City	DUNKIRK
State	NY
Zip	14048-1459
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C1
Legal Description	30 X 90 RES GAR; OLD APN: 060300 6-6-5
Legal Block	1
Legal Lot Number	23.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	DUNKIRK
Census Block Group	1
Census Block	1017
Census Tract	35600

Owner

Source: Chautauqua County and Dunkirk City records · APN 060300 79.14-1-23

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	200 MABLEBERRY CT, DAYTONA BEACH, FL 32124-3691
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 17, 2004 · Amount on Record
Deed Sale	Mar 17, 2004 · Amount on Record
Deed Book / Page	2540 / 702
Prior Transfer Date	Aug 28, 2000
Prior Transfer Doc	2451000385
Record Updated	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	124 W 2ND ST, DUNKIRK, NY 14048-1459
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2021004374
Date	Sep 20, 2021
Instrument	MT2021004374

Lender

Name	LAKE SHORE SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Oct 01, 2041

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chautauqua County and Dunkirk City records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
Municipality	Dunkirk City
Unified School District	Dunkirk City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,208.00	$30,000 (-) Land $1,400 Building $28,600	$68,182 (+25%) Land $3,182 Building $65,000
2023		$30,000 (-) Land $1,400 Building $28,600	$54,545 (+14.54%) Land $2,545 Building $52,000
2022		$30,000 Land $1,400 Building $28,600	$47,619 Land $2,222 Building $45,397

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	7 in force
Nearby Flood Claims	44 (1979–2021)
Claims Outside the SFHA	6 of 44
Most Recent Claim	Dec 2021 · river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 610 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DUNKIRK CITY serves 12,743 people
Water Source	Surface water
Last State Inspection	Jul 2022
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	29 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.