124 Villa Dr, Osprey, FL 34229 Property Records

Sarasota County property record for 124 Villa Dr, Osprey, FL 34229

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,389 sqft · built 1969
Owner	Individual Name on Record
Last Sale	$296,000 (Sep 2018)
Tax Bill	$1,946 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`0160-11-1024`

Property Details

APN / Parcel Number

Primary APN	`0160-11-1024`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,389 sqft Living Area
1st Floor Area	1,389 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Concrete
View / Lot	Water
Garage Type	Attached
Garage Area	325 sqft
Porch	Enclosed Porch
Porch Area	253 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	124 VILLA DR
City	OSPREY
State	FL
Zip	34229-9168
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMF2
Legal Description	UNIT 124 SORRENTO VILLAS
Legal Range	18E
Legal Township	38S
Legal Section	23
Legal Subdivision	SORRENTO VILLAS 1
Legal Tract	7030
Legal Unit	124
Jurisdiction	SARASOTA FL
Township / Civil Division	OSPREY-LAUREL-NOKOMIS
Census Block Group	1
Census Block	1015
Census Tract	2204

Owner

Source: Sarasota County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	124 VILLA DR # 124, 124, OSPREY, FL 34229-9168
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE FIRM INC
Sep 6, 2018	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 13, 2018	Deed of Trust, Mortgage · Conventional with PMI DEBRA KROBOTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2018 · Amount on Record
Deed Sale	Sep 6, 2018 · Amount on Record
Prior Sale	Apr 2, 2015
Deed Document Number	2018119452
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	124 VILLA DR, OSPREY, FL 34229-9168
Transaction Type	Mortgage
Record Updated	May 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 VILLA DRIVE 124, 124, OSPREY, FL 34229-9168

Mortgage

Document Number	0000082686
Date	May 4, 2021
Instrument	2021082686

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Sep 6, 2018
Property Address	124 VILLA DR, OSPREY, FL 34229-9168
Document Number	0000119452
Map Reference	MB653 PG328
Instrument Date	Aug 20, 2018
Instrument	2018119452
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,072.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2419 59TH ST, 2419, SARASOTA, FL 34243-2436

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 VILLA DR # 124, 124, OSPREY, FL 34229-9168

Mortgage

Document Number	0000119453
Date	Sep 6, 2018
Instrument	2018119453

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	124 VILLA DR, OSPREY, FL 34229-9168
Document Number	0000094189
Instrument Date	Jul 13, 2018
Transaction Type	Mortgage
Record Updated	Jul 25, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 VILLA DR OSPREY FL 342299168, OSPREY, FL 34229-9168

Mortgage

Document Number	0000094189
Date	Jul 16, 2018
Instrument	94189

Lender

Name	DEBRA KROBOTH
Address	4827 HOYER DR, SARASOTA, FL 34241-9222

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2048

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,946.00 (-8.81%) Homeowner's exemption	$206,212 (+5.99%)	$432,800 (+1.15%) Building $432,800
2023	$2,134.00 (+1.43%) Homeowner's exemption	$194,563 (+3%)	$427,900 (+64.51%) Building $427,900
2022	$2,104.00 Homeowner's exemption	$188,896	$260,100 Building $260,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 199 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	345 units insured incl. 146 condo units
Nearby Flood Claims	19 (2023–2026)
Most Recent Claim	Feb 2026 · other causes
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Helene, Sep 2024 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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