124 Union St, Belfast, ME 04915 Property Records

Waldo County and Belfast City property record for 124 Union St, Belfast, ME 04915

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,060 sqft · built 1890
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,141 (2025)
Deeds & Mortgages	Oct 2025 Sale Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BELF M:036 L:071`

Property Details

APN / Parcel Number

Primary APN	`BELF M:036 L:071`
Alternative APNs	`000272516` `2654`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,060 sqft Living Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	2654
Street Address	124 UNION ST
City	BELFAST
State	ME
Zip	04915-6731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	71
Jurisdiction	BELFAST ME
Township / Civil Division	BELFAST
Census Block Group	4
Census Block	4023
Census Tract	43000

Owner

124 Union St is owned by two individuals who acquired it in October 2025.

Source: Waldo County and Belfast City records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	68 PARK ST, BELFAST, ME 04915-6220
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Warranty Deed, Transfer
Dec 16, 2019	Deed of Trust, Mortgage BANGOR SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2025
Deed Sale	Oct 15, 2025
Prior Sale	Mar 3, 2015 · Amount on File
Deed Document Number	20259029
Deed Book / Page	5159 / 222
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELFAST ME
Recording Date	Oct 15, 2025
Property Address	124 UNION ST, BELFAST, ME 04915-6731
Document Number	005159/222
Book / Page	5159 / 222
Instrument Date	Oct 10, 2025
Instrument	2025-9029
Transaction Type	Transfer
Record Updated	Nov 5, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	68 PARK ST, BELFAST, ME 04915-6220

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELFAST ME
Property Address	124 UNION ST, BELFAST, ME 04915-6731
Document Number	0044520199
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 UNION ST BELFAST ME 049156731, BELFAST, ME 04915-6731

Mortgage

Document Number	0044520199
Date	Dec 23, 2019
Book Page	004452/000199
Instrument	12483

Lender

Name	BANGOR SVGS BK
Type	Federal Savings Bank
Address	SEARSPORT, ME 04974

Agreement

Amount	Amount on Record
Term	264 Months
Due	Dec 22, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 124 Union St was $6,141, up 6.6% from the year before.

Source: Waldo County and Belfast City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
Municipality	Belfast City
Unified School District	Regional School Unit 71 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,141.00 (+6.56%)	$375,800 (+0.43%) Land $164,700 Building $211,100
2024	$5,763.00 (+22.7%)	$374,200 (+60.12%) Land $164,700 Building $209,500
2023	$4,697.00 (-3.23%)	$233,700 (+3.04%) Land $113,200 Building $120,500
2022	$4,854.00	$226,800 Land $113,200 Building $113,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 124 Union St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (2009–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 3 claims Severe Storm And Flooding, Oct 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 Union St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELFAST WATER DISTRICT serves 5,698 people · EPA ID ME0090140
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Tidewater O.P.E.N., UniTel.

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