124 Tutters Nck, Williamsburg, VA 23185 Property Records

James City County property record for 124 Tutters Nck, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,353 sqft · built 1982
Lot Size	0.817 acres (35,632 sqft)
Owner	Individual Name on File
Tax Bill	$3,381 (2019)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`50-3 03-0-0007`

Property Details

APN / Parcel Number

Primary APN	`50-3 03-0-0007`
Alternative APN	`9445`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,353 sqft Living Area
Gross Area	2,929 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	35,632 sqft (0.817 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	150 sqft
Deck Area	426 sqft
Patio Area	426 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	9445
Street Address	124 TUTTERS NCK
City	WILLIAMSBURG
State	VA
Zip	23185-5122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDENTIAL PLANNED CO
Legal Description	L-7 TUTTER'S NECK
Legal Subdivision	KINGSMILL
Legal Lot Number	7
Jurisdiction	JAMES CITY VA
Township / Civil Division	ROBERTS
Census Block Group	2
Census Block	2007
Census Tract	80104

Owner

Source: James City County records · APN 50-3 03-0-0007

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	124 TUTTERS NCK, WILLIAMSBURG, VA 23185-5122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 07, 2021
Deed Sale	Jan 07, 2021
Prior Sale	Mar 01, 2013 · Amount on Record
Deed Document Number	210000368
Deed Book / Page	1300 / 6117
Record Updated	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	124 TUTTERS NCK, WILLIAMSBURG, VA 23185-5122
Document Number	0000000369
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 09, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 TUTTERS NCK WILLIAMSBURG VA 231855122, WILLIAMSBURG, VA 23185-5122

Mortgage

Document Number	0000000369
Date	Jan 07, 2021
Instrument	369

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 06, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$520,800 (+18.61%) Land $153,900 Building $366,900	$520,800 (+18.61%) Land $153,900 Building $366,900
2023		$439,100 Land $138,400 Building $300,700	$439,100 Land $138,400 Building $300,700
2019	$3,381.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 27, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Shenandoah Telecommunications Company Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100

May also be available: AT&T, T-Mobile USA, Verizon.

Based on FCC filings for 134 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF NEWPORT NEWS serves 407,300 people
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.