124 Terrace Dr, Boardman (Youngstown), OH 44512 Property Records

Mahoning County property record for 124 Terrace Dr, Boardman, OH 44512

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1948
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$69,000 (Jun 2019)
Tax Bill	$1,330 (2024)
Deeds & Mortgages	Jul 2025 Mortgage Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-001-0-235.00-0`

Property Details

APN / Parcel Number

Primary APN	`29-001-0-235.00-0`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	768 sqft
Attic	Attic
Attic Area	384 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 1948
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	160 ft deep x 49 ft wide
Porch	Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard

Location & Zoning

Street Address	124 TERRACE DR
City	BOARDMAN
State	OH
Zip	44512-1629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 110 49 X 160 TERRACE HTS REPLAT
Legal Subdivision	TERRACE HEIGHTS
Legal Lot Number	110 49
Jurisdiction	MAHONING OH
Township / Civil Division	BOARDMAN
Census Block Group	2
Census Block	2006
Census Tract	811301

Owner

Source: Mahoning County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	124 TERRACE DR, BOARDMAN, OH 44512-1629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 7, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 12, 2019	Survivorship Deed, Transfer · FHA Mortgage QUICKEN LOANS INC
Dec 1, 2008	Warranty Deed, Transfer · FHA Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2019 · Amount on Record
Deed Sale	Jun 12, 2019 · Amount on Record
Prior Sale	Dec 1, 2008 · Amount on Record
Deed Document Number	273546
Deed Book / Page	6328 / 0371
Record Updated	Jun 8, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	124 TERRACE DR, BOARDMAN, OH 44512-1629
Transaction Type	Mortgage
Record Updated	Apr 20, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 TERRACE DR, YOUNGSTOWN, OH 44512-1629

Mortgage

Document Number	06687/1988
Date	Jul 14, 2025
Book Page	6687/1988
Instrument	202500014353

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	288 Months
Due	Jul 1, 2049

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	124 TERRACE DR, BOARDMAN, OH 44512-1629
Transaction Type	Mortgage
Record Updated	Apr 20, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 TERRACE DR, YOUNGSTOWN, OH 44512-1629

Mortgage

Document Number	06602/1186
Date	Dec 7, 2023
Book Page	6602/1186
Instrument	202300023492

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	307 Months
Due	Jul 1, 2049

June 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MAHONING OH
Recording Date	Jun 12, 2019
Property Address	124 TERRACE DR, BOARDMAN, OH 44512-1629
Document Number	06328/0371
Book / Page	6328 / 0371
Map Reference	VOL 27 PG 86
Instrument Date	May 30, 2019
Instrument	201900011752
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$776.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	124 TERRACE DR, BOARDMAN, OH 44512-1629

Mortgage

Document Number	201900011753
Date	Jun 12, 2019
Instrument	201900011753

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Index	5-Year CMT

December 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Dec 1, 2008
Property Address	124 TERRACE DR, BOARDMAN, OH 44512-1629
Document Number	005783/143
Book / Page	5783 / 143
Map Reference	MB27 PG86
Instrument Date	Oct 21, 2008
Instrument	200800034146
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	RELIABLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$244.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 TERRACE DR, YOUNGSTOWN, OH 44512-1629

Mortgage

Document Number	200800034147
Date	Dec 1, 2008
Instrument	200800034147

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2038

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
County Subdivision	Boardman Township
Unified School District	Boardman Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,330.00 (+1.37%)	$26,190 (-) Land $4,110 Building $22,080
2023	$1,312.00 (-4.86%)	$26,190 (+24.24%) Land $4,110 Building $22,080	$74,820 (+24.24%) Land $11,730 Building $63,090
2022	$1,379.00	$21,080 Land $3,760 Building $17,320	$60,220 Land $10,740 Building $49,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YOUNGSTOWN CITY PWS serves 130,530 people · EPA ID OH5002303
Water Source	Purchased surface water from MAHONING VALLEY SANITARY DISTRICT
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Spectrum, T-Mobile, Xfinity.

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