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124 Tennessee Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 124 Tennessee Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,388 sqft · built 1976
Lot Size0.207 acres (9,016 sqft)
Owner2 Individual Names on File
Tax Bill$653 (2025)
Deeds & MortgagesSep 2025 Transfer
Sep 2025 Transfer
Flood ZoneZone AE (high risk)
APN01-26-30-0001-0454-0035

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0454-0035
Alternative APNs
  • 263001000104540035
  • 80485

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,388 sqft Living Area
Gross Area1,786 sqft
1st Floor Area1,388 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleL-Shape
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,016 sqft (0.207 acres)
Lot Dimensions150 ft deep x 60 ft wide
Garage TypeAttached
Garage Area356 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchMetal Porch
Porch Area98 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address124 TENNESSEE AVE
CitySAINT CLOUD
StateFL
Zip34769-2172
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR2
Legal DescriptionLAKE FRONT ADDN PB B PG 61-B & 62 BLK 454 S 40 FT LOT 3 & N 20 FT LOT 4
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block454
Legal Lot Number35
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3009
Census Tract43400

Owner

Source: Osceola County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address124 TENNESSEE AVE, SAINT CLOUD, FL 34769-2172
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Sep 15, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateSep 16, 2025
Transfer Doc0068502537
Record UpdatedJun 8, 2026

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateSep 17, 2025
Property Address124 TENNESSEE AVE, SAINT CLOUD, FL 34769-2172
Document Number0068502537
Book / Page6850 / 2537
Map ReferenceMB B PG 61-64
Instrument DateSep 16, 2025
Instrument2025115636
Transaction TypeTransfer
Record UpdatedNov 5, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address124 TENNESSEE AVE, SAINT CLOUD, FL 34769-2172

Transferred To (Grantee/Buyer)

NameVerified Name
Address2307 ASHBY LN, HOOVER, AL 35226-4808

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateSep 15, 2025
Property Address124 TENNESSEE AVE, SAINT CLOUD, FL 34769-2172
Document Number0068482801
Book / Page6848 / 2801
Map ReferenceMB B PG 61-64
Instrument DateSep 11, 2025
Instrument2025113838
Transaction TypeTransfer
Record UpdatedNov 10, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address124 TENNESSEE AVE, SAINT CLOUD, FL 34769-2172

Transferred To (Grantee/Buyer)

NameVerified Name
Address2307 ASHBY LN, HOOVER, AL 35226-4808

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$653.00 (+5.15%)$79,360 (+2.9%)$237,800 (+1.58%) Land $60,000 Building $177,800
2024$621.00 (+5.08%) Homeowner's exemption$77,124 (+3%)$234,100 (+12.98%) Land $58,000 Building $176,100
2023$591.00 (+2.07%) Homeowner's exemption$74,878 (+3%)$207,200 (+14.48%) Land $55,000 Building $152,200
2022$579.00 Homeowner's exemption$72,698$181,000 Land $50,000 Building $131,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation61.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 98 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies110 units insured
incl. 12 condo units
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA3 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000

May also be available: AT&T, Verizon.

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