Bay County property record for 124 Sun Ln, Panama City Beach, FL 32413
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,052 sqft · built 1994 |
| Lot Size | 0.248 acres (10,802 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Mar 2008) |
| Tax Bill | $2,397 (2025) |
| Deeds & Mortgages | Mar 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 36459-896-000 |
| Primary APN | 36459-896-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,052 sqft Living Area |
| Gross Area | 2,556 sqft |
| 1st Floor Area | 1,782 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,802 sqft (0.248 acres) |
| Lot Dimensions | 139 ft deep x 78 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Driveway | Driveway |
| Driveway Area | 520 sqft |
| Pool Area | 275 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 846 sqft |
| Patio Area | 524 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 124 SUN LN |
|---|---|
| City | PANAMA CITY BEACH |
| State | FL |
| Zip | 32413-3211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC15 |
| Legal Description | SOUTHFIELD SEC 2 LOT 7 BLK E ORB 4373 P 378 |
| Legal Range | 17W |
| Legal Township | 03S |
| Legal Section | 05 |
| Legal Subdivision | SOUTHFIELD |
| Legal Block | E |
| Legal Lot Number | 7 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY BEACHES |
| Census Block Group | 1 |
| Census Block | 1099 |
| Census Tract | 2707 |
124 Sun Ln is owned and occupied by an individual who acquired it in February 2021.
Source: Bay County records, as of March 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 124 SUN LN, PANAMA CITY BEACH, FL 32413-3211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2008 · Amount on File |
| Deed Sale | Mar 20, 2008 · Amount on File |
| Deed Document Number | 200816213 |
| Deed Book / Page | 3033 / 1467 |
| Last Transfer Date | Feb 26, 2021 |
| Transfer Doc | 0043730378 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Mar 8, 2021 |
| Property Address | 124 SUN LN, PANAMA CITY BEACH, FL 32413-3211 |
| Document Number | 0043730378 |
| Book / Page | 4373 / 378 |
| Map Reference | MB 14 PG 110 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 2021016542 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 124 SUN LN, PANAMA CITY BEACH, FL 32413-3211 |
The 2025 property tax bill for 124 Sun Ln was $2,397 with exemptions applied, up 1.7% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,397.00 (+1.7%) Homeowner's exemption Widower's exemption | $239,535 | $353,025 Land $141,047 Building $211,978 |
| 2024 | $2,357.00 (+1.81%) | ||
| 2023 | $2,315.00 (+8.63%) Homeowner's exemption Widower's exemption | $226,004 (+3%) | $326,181 (+8.04%) Land $115,047 Building $211,134 |
| 2022 | $2,131.00 Homeowner's exemption Widower's exemption | $219,421 | $301,909 Land $104,012 Building $197,897 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 124 Sun Ln in Zone X, an area of minimal flood risk, though there have been 47 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 747 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,444 units insured incl. 697 condo units |
| Nearby Flood Claims | 47 (1995–2026) |
| Claims Outside the SFHA | 20 of 47 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 124 Sun Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: AT&T.
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