124 Summit Ridge Rd, Rocky Point, NC 28457 Property Records

Pender County property record for 124 Summit Ridge Rd, Rocky Point, NC 28457

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,042 sqft · built 1998
Lot Size	1.27 acres (55,321 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Feb 2018)
Tax Bill	$1,411 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3223-42-3648-0000`

Property Details

APN / Parcel Number

Primary APN	`3223-42-3648-0000`
Alternative APNs	`000020168` `978736`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,042 sqft Living Area
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Construction Type	Manufactured
Foundation Type	Raised
Lot Area	55,321 sqft (1.27 acres)

Exterior Amenities

Porch	Porch
Porch Area	152 sqft
Deck Area	48 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	000020168
Old Parcel Number	3223 42 3648 0000
Street Address	124 SUMMIT RIDGE RD
City	ROCKY POINT
State	NC
Zip	28457-7549
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	SEEMAP
Legal Description	L 12 SUMMIT RIDGE PH 1
Legal Subdivision	SUMMIT RIDGE
Legal Phase	1
Legal Lot Number	12
Jurisdiction	PENDER NC
Township / Civil Division	ROCKY POINT
Census Block Group	1
Census Block	1027
Census Tract	920602

Owner

124 Summit Ridge Rd, a mobile home, is owned and occupied by an individual who bought it in February 2018.

Source: Pender County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	124 SUMMIT RIDGE RD, ROCKY POINT, NC 28457-7549
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Feb 8, 2018	Special Warranty Deed, Transfer · VA Mortgage ALPHA MORTGAGE CORP
Oct 31, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2018 · Amount on File
Deed Sale	Feb 8, 2018 · Amount on File
Prior Sale	Oct 31, 2017 · Amount on File
Deed Document Number	0026434658
Deed Book / Page	2643 / 4658
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	124 SUMMIT RIDGE RD, ROCKY POINT, NC 28457-7549
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	UNISOURCE NATIONAL LENDER SERVICES LL, UNISOURCE NATL LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047742051
Date	Dec 20, 2021
Book Page	4774/2051

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2051

February 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Feb 8, 2018
Property Address	124 SUMMIT RIDGE RD, ROCKY POINT, NC 28457-7549
Document Number	0046582643
Book / Page	4658 / 2643
Map Reference	MB31 PG79
Instrument Date	Feb 6, 2018
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 ALCOA TRL, 500, MARYVILLE, TN 37804-5516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 SUMMIT RIDGE RD, ROCKY POINT, NC 28457-7549

Mortgage

Document Number	0046582645
Date	Feb 8, 2018
Instrument	4658/2645

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

October 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	PENDER NC
Recording Date	Oct 31, 2017
Property Address	124 SUMMIT RIDGE RD, ROCKY POINT, NC 28457-7549
Document Number	0046532428
Book / Page	004653 / 002428
Instrument Date	Oct 17, 2017
Instrument	20030044
Transaction Type	Foreclosure
Record Updated	Nov 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$171.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	500 ALCOA TRL MARYVILLE TN 378045516, MARYVILLE, TN 37804-5516
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 124 Summit Ridge Rd was $1,411.

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,411.00	$259,986 Land $44,320 Building $215,666	$259,986 Land $44,320 Building $215,666
2023		$130,235 (-) Land $41,350 Building $88,885	$130,235 (-) Land $41,350 Building $88,885
2022	$1,310.00	$130,235 Land $41,350 Building $88,885	$130,235 Land $41,350 Building $88,885

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 124 Summit Ridge Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 56 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	24 (1996–2018)
Claims Outside the SFHA	13 of 24
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 19 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 Summit Ridge Rd is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENDER COUNTY UTILITIES serves 32,302 people · EPA ID NC7071011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2026 Haloacetic acids resolved · Jan 2024 Turbidity resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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