Orange County and Monroe Town property record for 124 Steven Ct, Monroe, NY 10950
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,528 sqft · built 2024 |
| Lot Size | 0.599 acres (26,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $738,500 (May 2025) |
| Tax Bill | $11,357 (2024) |
| Deeds & Mortgages | May 2025 Sale & Mortgage Jan 2024 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 334089 21-5-9 |
| Primary APN | 334089 21-5-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,528 sqft Living Area |
| Gross Area | 3,357 sqft |
| 1st Floor Area | 1,274 sqft |
| 2nd Floor Area | 1,254 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 26,098 sqft (0.599 acres) |
| Lot Dimensions | 173 ft deep x 281 ft wide |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Account Number | 21-5-9 |
|---|---|
| Street Address | 124 STEVEN CT |
| City | MONROE |
| State | NY |
| Zip | 10950-4523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR-1.0AC |
| Legal Block | 5 |
| Legal Lot Number | 9.000 |
| Jurisdiction | ORANGE NY |
| Township / Civil Division | MONROE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 14202 |
124 Steven Ct is owned by an individual who bought it in May 2025.
Source: Orange County and Monroe Town records, as of April 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3833 DUNLAVY ST, 750, HOUSTON, TX 77006-4760 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 27, 2025 | Deed, Transfer · Stand-Alone First Mortgage SIDNEY FEDERAL CREDIT UNION |
| Jan 29, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance MICHELE GONCHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2025 · Amount on File |
| Deed Sale | May 27, 2025 · Amount on File |
| Deed Document Number | 202536146 |
| Deed Book / Page | 15735 / 1542 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ORANGE NY |
| Recording Date | May 27, 2025 |
| Property Address | 124 STEVEN CT, MONROE, NY 10950-4523 |
| Document Number | 0000036146 |
| Book / Page | 15735 / 1542 |
| Instrument Date | May 2, 2025 |
| Instrument | 20250036146 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3833 DUNLAY ST #750 # 750, 750, HOUSTON, TX 77006-4760 |
| Document Number | 0000036148 |
|---|---|
| Date | May 27, 2025 |
| Instrument | 20250036148 |
| Name | SIDNEY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Jun 1, 2032 |
| Max Rate At Change | 2.25% |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | STEVEN CT, MONROE, NY 10950 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000005681 |
|---|---|
| Date | Jan 29, 2024 |
| Book Page | 15520/1751 |
| Instrument | 20240005681 |
| Name | MICHELE GONCHER |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
Source: Orange County and Monroe Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| County Subdivision | Monroe Town |
| Unified School District | Monroe-Woodbury Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $76,200 (+8.86%) Land $18,800 Building $57,400 | $704,903 (+16.3%) | |
| 2024 | $11,357.00 | $70,000 (+272.34%) Land $18,800 Building $51,200 | $606,100 (+295.37%) |
| 2023 | $18,800 Land $18,800 | $153,300 Land $153,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 124 Steven Ct in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 13 (1979–2011) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 124 Steven Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 5,000 / 5,000 |
May also be available: Verizon.
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