124 Stephens St, Matteson, IL 60443 Property Records

Cook County property record for 124 Stephens St, Matteson, IL 60443

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,245 sqft · built 2016
Lot Size	0.103 acres (4,491 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,000 (Nov 2020)
Deeds & Mortgages	Oct 2022 Transfer Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-16-204-022`

Property Details

APN / Parcel Number

Primary APN	`31-16-204-022`
Alternative APN	`31-16-204-022-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,245 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,491 sqft (0.103 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	124 STEPHENS ST
City	MATTESON
State	IL
Zip	60443-3026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BROOKMERE
Legal Lot Number	1-3
Jurisdiction	COOK IL
Township / Civil Division	RICH
Census Block Group	4
Census Block	4005
Census Tract	830004

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 STEPHENS ST, MATTESON, IL 60443-3026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Nov 4, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Apr 18, 2017	Grant Deed, Subdivision Related Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2020 · Amount on Record
Deed Sale	Nov 4, 2020 · Amount on Record
Prior Sale	Apr 18, 2017 · Amount on Record
Deed Document Number	20207214
Last Transfer Date	Oct 18, 2022
Transfer Doc	0000046080
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Oct 26, 2022
Property Address	124 STEPHENS ST, MATTESON, IL 60443-3026
Document Number	0029946080
Map Reference	DOC 0421744046
Instrument Date	Oct 18, 2022
Instrument	2229946080
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	124 STEPHENS ST, MATTESON, IL 60443-3026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 4, 2020
Property Address	124 STEPHENS ST, MATTESON, IL 60443-3026
Document Number	2030907214
Instrument Date	Aug 24, 2020
Instrument	30907214
Transaction Type	Transfer
Record Updated	Nov 18, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$249.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 STEPHENS ST MATTESON IL 604433026, MATTESON, IL 60443-3026

Mortgage

Document Number	2030907215
Date	Nov 4, 2020
Instrument	30907215

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2050

Interest

Rate Type	Fixed Rate
Rate	2.99%

April 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Apr 18, 2017
Property Address	124 STEPHENS ST, MATTESON, IL 60443-3026
Document Number	1710804075
Instrument Date	Mar 30, 2017
Instrument	10804075
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 18, 2018
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	124 STEPHENS ST MATTESON IL 604433026, MATTESON, IL 60443-3026

Mortgage

Document Number	1710804076
Date	Apr 18, 2017
Instrument	10804076

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2047

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Rich Township
Municipality	Matteson Village
Secondary School District	Rich Township High School District 227 (09 - 12)
Elementary School District	Elementary School District 159 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$33,000 (+55.74%) Land $5,726 Building $27,274	$330,000 (+55.74%) Land $57,260 Building $272,740
2022	Homeowner's exemption	$21,189 Land $4,940 Building $16,249	$211,890 Land $49,400 Building $162,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MATTESON serves 18,293 people · EPA ID IL0311800
Water Source	Purchased surface water from OAK LAWN
Last State Inspection	Jan 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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