124 Stephens Ln, Crestview, FL 32539 Property Records

Okaloosa County property record for 124 Stephens Ln, Crestview, FL 32539 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1986
Square Footage1,224 sqft Living Area
Lot Size43,560 sqft (1 acres)
OccupancyOwner Occupied
Last Sale$115,000 (2010)
Tax Bill$124.00 (2025)

Property Details

APN / Parcel Number

Primary APNC56-000-596-8815-0
Alternative APNs
  • 26-4N-23-0000-0002-0790
  • 23N426000000020790

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,224 sqft Living Area
Gross Area3,120 sqft Gross Area
1st Floor1,224 sqft 1st Floor
Upper Floors792 sqft Upper Floors
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialWood Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area43,560 sqft (1 acres)
Garage TypeDetached Garage
Garage Area832 sqft Garage
Patio Area208 sqft Patio
Porch Area64 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address124 STEPHENS LN
CityCRESTVIEW
StateFL
Zip32539-8600
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 15 HARVEST HILLS PH 3 COM NE COR OF NW1/4 OF SE1/4 W1234.16 FT S1310.84 FT E408 FT S450 FT TO POB S150 FT E290 FT N150 FT W290 FT TO POB AS OR
Legal Range23W
Legal Township04N
Legal Section26
Legal SubdivisionHARVEST HILLS
Legal Phase3
Legal Block2
Legal Lot Number15
JurisdictionOKALOOSA FL
Minor Civil DivisionCRESTVIEW
Census Blockgroup1
Census Block1001
Census Tract20303

Owner

Source: Okaloosa County records · APN C56-000-596-8815-0

Assessment roll updated December 31, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address124 STEPHENS LN, CRESTVIEW, FL 32539-8600
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2026Deed of Trust, Mortgage · Veterans Administration Mortgage
NEW DAY FINANCIAL LLC
Sep 10, 2018Deed of Trust, Mortgage · Line of Credit
EGLIN FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 01, 2010 · Amount on Record
Deed SaleJun 01, 2010 · Amount on Record
Prior SaleFeb 08, 2010 · Amount on Record
Deed Doc Number20102637036
Deed Book / Page2937 / 3366
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Recording DateJun 30, 2026
Property Address124 STEPHENS LN, CRESTVIEW, FL 32539-8600
Document Number0003825195
Instrument DateJun 18, 2026
Instrument20263825195
Transaction TypeMortgage
Record UpdatedJul 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 STEPHENS LN, CRESTVIEW, FL 32539-8600

Mortgage

Document Number0003825195,
DateJun 30, 2026
Instrument20263825195
Lender
NameNEW DAY FINANCIAL LLC
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.51%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address124 STEPHENS LN, CRESTVIEW, FL 32539-8600
Document Number0033674369
Instrument DateSep 10, 2018
Transaction TypeMortgage
Record UpdatedSep 28, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address124 STEPHENS LN CRESTVIEW FL 325398600, CRESTVIEW, FL 32539-8600

Mortgage

Document Number0033674369
DateSep 18, 2018
Book Page003367/004369
Instrument3232805
Lender
NameEGLIN FCU
TypeCredit Union
AddressFT WALTON BEACH, FL 32547
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueSep 17, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$124.00 (+14.81%) Homeowner's exemption Veteran's exemption$149,413 (+5.99%)$219,940 (+5.92%) Land $26,411 Building $193,529
2023$108.00 (+2.86%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$140,973 (+3%)$207,651 (+8.46%) Land $22,439 Building $185,212
2022$105.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$136,867$191,449 Land $20,971 Building $170,478

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