Christian County property record for 124 Spring St, Pembroke, KY 42266
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.178 acres (7,797 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Jul 2021) |
| Tax Bill | $1,760 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 177-04 00 042.02 |
| Primary APN | 177-04 00 042.02 |
|---|---|
| Alternative APN |
|
| Lot Area | 7,797 sqft (0.178 acres) |
|---|
| Account Number | 306470002 |
|---|---|
| Street Address | 124 SPRING ST |
| City | PEMBROKE |
| State | KY |
| Zip | 42266-8795 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 124 & 126 SPRING ST PARCEL 2 |
| Jurisdiction | CHRISTIAN KY |
| Township / Civil Division | OAK GROVE-PEMBROKE |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 201301 |
124 Spring St is owned by an individual who bought it in July 2021.
Source: Christian County records, as of November 27, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 221 SPRING TERRACE LN, CLARKSVILLE, TN 37040-6180 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 5, 2021 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Jul 12, 2021 | Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2021 · Amount on File |
| Deed Sale | Jul 12, 2021 · Amount on File |
| Prior Sale | Aug 23, 2018 · Amount on File |
| Deed Document Number | 10022287 |
| Deed Book / Page | 778 / 664 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN KY |
| Property Address | 124 SPRING ST, PEMBROKE, KY 42266-8795 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0016460204 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | 1646/204 |
| Instrument | 10016548 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHRISTIAN KY |
| Recording Date | Jul 12, 2021 |
| Property Address | 124 SPRING ST, PEMBROKE, KY 42266-8795 |
| Document Number | 0007780664 |
| Book / Page | 778 / 664 |
| Instrument Date | Jul 1, 2021 |
| Instrument | 10022287 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 124 SPRING ST, PEMBROKE, KY 42266-8795 |
| Investor | Possibly a Property Investor |
| Document Number | 0010022288 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | 10022288 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 124 Spring St was $1,760.
Source: Christian County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Christian County |
| Municipality | Pembroke City |
| Unified School District | Christian County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,760.00 | $230,000 | $230,000 |
| 2023 | $1,887.00 | $230,000 | $230,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 124 Spring St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 17, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 124 Spring St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOPKINSVILLE WATER ENVIRONMENT AUTHORITY serves 41,350 people · EPA ID KY0240201 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| energynet Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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