124 Sprague St, Dedham, MA 02026 Property Records

Norfolk County and Dedham Town property record for 124 Sprague St, Dedham, MA 02026

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 1,344 sqft · built 1965
Lot Size	0.219 acres (9,560 sqft)
Owner	Individual Name on File
Last Sale	$501,000 (Sep 2020)
Tax Bill	$6,950 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DEDH M:0167 L:0024`

Property Details

APN / Parcel Number

Primary APN	`DEDH M:0167 L:0024`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
Gross Area	2,987 sqft
1st Floor Area	840 sqft
Basement Area	840 sqft
Unfinished Basement	240 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Exterior Material	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,560 sqft (0.219 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	124 SPRAGUE ST
City	DEDHAM
State	MA
Zip	02026-6217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Lot Number	24
Jurisdiction	DEDHAM MA
Township / Civil Division	DEDHAM
Census Block Group	2
Census Block	2013
Census Tract	402300

Owner

Source: Norfolk County and Dedham Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	124 SPRAGUE ST, DEDHAM, MA 02026-6217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 2, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 2, 2020 · Amount on Record
Deed Sale	Sep 2, 2020 · Amount on Record
Prior Sale	Mar 12, 1990 · Amount on Record
Deed Document Number	202091488
Deed Book / Page	38296 / 49
Transfer Doc	31614-160
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEDHAM MA
Property Address	124 SPRAGUE ST, DEDHAM, MA 02026-6217
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34917-49
Date	Feb 15, 2017
Book Page	34917/49
Instrument	14305

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DEDHAM MA
Recording Date	Sep 2, 2020
Property Address	124 SPRAGUE ST, DEDHAM, MA 02026-6217
Document Number	38296-49
Book / Page	38296 / 49
Instrument Date	Aug 27, 2020
Instrument	91488
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 SPRAGUE ST, DEDHAM, MA 02026-6217

Mortgage

Document Number	91489
Date	Sep 2, 2020
Instrument	91489

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Norfolk County and Dedham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Dedham Town
Unified School District	Dedham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,950.00 (-0.47%)	$550,700 (-1.41%) Land $276,200 Building $274,500	$674,215 (+3.44%)
2024	$6,983.00 (+7.04%)	$558,600 (+9.94%) Land $261,600 Building $297,000	$651,795
2023	$6,524.00	$508,100 Land $232,200 Building $275,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	15 (1978–2014)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Dec 2014 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims Severe Storms And Flooding, Mar 2001 · 2 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEDHAM WESTWOOD WATER DIST. serves 41,630 people · EPA ID MA3073000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 648 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Netafy Fixed Wireless	150 / 150

May also be available: T-Mobile.

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