124 Spinnaker Cv, Hercules, CA 94547 Property Records

Contra Costa County property record for 124 Spinnaker Cv, Hercules, CA 94547

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,459 sqft · built 2003
Lot Size	0.147 acres (6,389 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,000 (Apr 2009)
Tax Bill	$9,786 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`404-600-011-5`

Property Details

APN / Parcel Number

Primary APN	`404-600-011-5`
Alternative APN	`404-600-011`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,459 sqft Living Area
1st Floor Area	1,136 sqft
2nd Floor Area	1,323 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Cluster
Lot Area	6,389 sqft (0.147 acres)
Garage Type	Attached
Garage Area	434 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	124 SPINNAKER CV
City	HERCULES
State	CA
Zip	94547-1995
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8597 L11
Legal Subdivision	SUBDIVISION 8597
Legal Tract	8597
Legal Lot Number	11
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1002
Census Tract	392300

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 SPINNAKER CV, HERCULES, CA 94547-1995
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2018	Deed of Trust, Mortgage · Commercial Mortgage HANMI BANK
Aug 18, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BAY VALLEY MORTGAGE GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2009 · Amount on Record
Deed Sale	Apr 2, 2009 · Amount on Record
Prior Sale	Nov 18, 2008 · Amount on Record
Deed Document Number	200970069
Last Transfer Date	Jul 23, 2021
Transfer Doc	0000229024
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	124 SPINNAKER CV, HERCULES, CA 94547-1995
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006017
Date	Jan 16, 2018
Instrument	2018-006017

Lender

Name	HANMI BANK
Type	Bank
Address	LOS ANGELES, CA 90010

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 18, 2021
Property Address	124 SPINNAKER CV, HERCULES, CA 94547-1995
Document Number	0000229024
Map Reference	MB 445 PG 49
Instrument Date	Jul 23, 2021
Instrument	2021-229024
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	NOT AVAILABLE, PROVIDENT TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	124 SPINNAKER CV, HERCULES, CA 94547-1995

Mortgage

Document Number	0000229025
Date	Aug 18, 2021
Instrument	2021-229025

Lender

Name	BAY VALLEY MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Hercules City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$588,437 (+2%) Land $157,612 Building $430,825
2025	$9,786.00 (+6.39%)	$576,900 (+4.04%) Land $154,522 Building $422,378
2023	$9,198.00 (+1.46%)	$554,501 Land $148,523 Building $405,978
2022	$9,066.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Unwired, Verizon.

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