124 Skyview Dr, Oneonta, NY 13820 Property Records

Otsego County and Oneonta Town property record for 124 Skyview Dr, Oneonta, NY 13820

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,984 sqft · built 1989
Lot Size	5.43 acres (236,531 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Nov 2015)
Tax Bill	$7,522 (2026)
Deeds & Mortgages	Jul 2026 Mortgage May 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`364600 287.00-2-19.00`

Property Details

APN / Parcel Number

Primary APN	`364600 287.00-2-19.00`
Alternative APNs	`460028700000020190000000` `201688`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,984 sqft Living Area
1st Floor Area	1,016 sqft
2nd Floor Area	968 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1995
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	236,531 sqft (5.43 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	564 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	201688
Street Address	124 SKYVIEW DR
City	ONEONTA
State	NY
Zip	13820-4673
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	994FM 1117-1925-2180 0 19
Legal Block	2
Legal Lot Number	19.000
Jurisdiction	OTSEGO NY
Township / Civil Division	ONEONTA
Census Block Group	2
Census Block	2016
Census Tract	590800

Owner

Source: Otsego County and Oneonta Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 SKYVIEW DR, ONEONTA, NY 13820-4673
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage DELAWARE NATIONAL BANK
May 5, 2026	Deed of Trust, Mortgage SIDNEY FEDERAL CREDIT UNION
Nov 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2015 · Amount on Record
Deed Sale	Nov 4, 2015 · Amount on Record
Deed Book / Page	2015 / 5473
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Recording Date	Jul 24, 2026
Property Address	124 SKYVIEW DR, ONEONTA, NY 13820-4673
Document Number	0000003333
Instrument Date	Jul 17, 2026
Instrument	20263333
Transaction Type	Mortgage
Record Updated	Aug 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 SKYVIEW DR, ONEONTA, NY 13820-4673

Mortgage

Document Number	0000003333,
Date	Jul 24, 2026
Instrument	20263333

Lender

Name	DELAWARE NATIONAL BANK

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Recording Date	May 5, 2026
Property Address	124 SKYVIEW DR, ONEONTA, NY 13820-4673
Document Number	0000000092
Instrument Date	Apr 28, 2026
Instrument	20262092
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 SKYVIEW DR, ONEONTA, NY 13820-4673

Mortgage

Document Number	0000002092,
Date	May 5, 2026
Instrument	20262092

Lender

Name	SIDNEY FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	124 SKYVIEW DR, ONEONTA, NY 13820-4673
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000521
Date	Nov 22, 2021
Instrument	2021-6521

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Oneonta Town
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,522.00 (+0.23%)
2025	$7,505.00 (+252.02%)	$237,800 (-) Land $61,800 Building $176,000	$339,714 (+11.43%) Land $88,286 Building $251,428
2023	$2,132.00	$237,800 (-) Land $61,800 Building $176,000	$304,872 (+12.82%) Land $79,231 Building $225,641
2022		$237,800 Land $61,800 Building $176,000	$270,227 Land $70,227 Building $200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2006–2013)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2013 · river or lake flooding
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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