124 Silver Lake Rd E, Columbia, SC 29223 Property Records

Richland County property record for 124 Silver Lake Rd E, Columbia, SC 29223

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,800 sqft · built 1988
Lot Size	0.85 acres (37,026 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Mar 2022)
Tax Bill	$399 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`22708-04-34`

Property Details

APN / Parcel Number

Primary APN	`22708-04-34`
Alternative APNs	`R22708-04-34` `01127426`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,800 sqft Heated Area
Gross Area	5,129 sqft
1st Floor Area	1,690 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	37,026 sqft (0.85 acres)
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	168 sqft
Patio Area	377 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01127426
Street Address	124 SILVER LAKE RD E
City	COLUMBIA
State	SC
Zip	29223-2900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-LD
Legal Description	LOT 9 83.2X360.5X120X383.2 #SU SILVER LAKE #PR RB1372-3105 51-3416
Legal Subdivision	WILDEWOOD
Legal Lot Number	9,83
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	4
Census Block	4019
Census Tract	11413

Owner

124 Silver Lake Rd E is owned and occupied by an individual who bought it in March 2022.

Source: Richland County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	124 SILVER LAKE RD E, COLUMBIA, SC 29223-2900
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Nov 18, 2020	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2022 · Amount on File
Deed Sale	Mar 17, 2022 · Amount on File
Prior Sale	Nov 18, 2020 · Amount on File
Deed Document Number	202215365
Deed Book / Page	2726 / 666
Record Updated	Oct 29, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Mar 17, 2022
Property Address	124 SILVER LAKE RD E, COLUMBIA, SC 29223-2900
Document Number	0027260666
Book / Page	2726 / 666
Map Reference	MB 51 PG 3416
Instrument Date	Mar 16, 2022
Instrument	2022015365
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	124 SILVER LAKE RD E # E, E, COLUMBIA, SC 29223-2900

Mortgage

Document Number	2022015366
Date	Mar 17, 2022
Instrument	2022015366

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Nov 18, 2020
Property Address	124 SILVER LAKE RD E, COLUMBIA, SC 29223-2900
Document Number	2552/2647
Book / Page	002552 / 002647
Instrument Date	Oct 23, 2020
Instrument	63127
Transaction Type	Transfer
Record Updated	Jan 18, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,425.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	124 SILVER LAKE RD E COLUMBIA SC 292232900, COLUMBIA, SC 29223-2900

Mortgage

Document Number	2552/2656
Date	Nov 18, 2020
Book Page	002552/002656
Instrument	63129

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 124 Silver Lake Rd E was $399.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$399.00		$609,300 Land $82,500 Building $526,800
2023	$4,769.00	$15,400	$385,000
2021	$13,216.00	$23,100	$385,000 Land $75,000 Building $310,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 124 Silver Lake Rd E in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 Silver Lake Rd E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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