Polk County property record for 124 Scott Rd, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,808 sqft · built 1999 |
| Lot Size | 1.17 acres (51,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $85,000 (Oct 2014) |
| Tax Bill | $763 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-16-689000-017209 |
| Primary APN | 26-29-16-689000-017209 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,808 sqft Living Area |
| 1st Floor Area | 1,276 sqft |
| Upper Floors Area | 532 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 51,000 sqft |
| Lot Dimensions | 135 ft deep x 140 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 2,000 sqft |
| Carport | Carport |
| Carport Area | 2,000 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 168 sqft |
| Shed | 1 Shed |
| Street Address | 124 SCOTT RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-5855 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WAHNETA FARMS PB 1 PG 82A 82B LOT 172 N 140 FT OF S 1060 FT OF W 135 FT & N 217.5 FT OF S 1060 FT FT LESS W 185 FT BEING TRACTS 13 THRU 17 UNREC SURVEY |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 16 |
| Legal Subdivision | WAHNETA FARMS |
| Legal Tract | 13-17 |
| Legal Block | 1 |
| Legal Lot Number | 172 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 14502 |
Source: Polk County records · APN 26-29-16-689000-017209
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 124 SCOTT RD, WINTER HAVEN, FL 33880-5855 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC |
| Dec 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Sep 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANPAL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 29, 2014 · Amount on Record |
| Deed Sale | Oct 29, 2014 · Amount on Record |
| Deed Document Number | 2014184241 |
| Deed Book / Page | 9371 / 1691 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 124 SCOTT RD, WINTER HAVEN, FL 33880-5855 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2026 |
| Name | Verified Name |
|---|---|
| Address | 124 SCOTT RD, WINTER HAVEN, FL 33880-5855 |
| Document Number | 0000038350 |
|---|---|
| Date | Feb 16, 2026 |
| Book Page | 13883/1817 |
| Instrument | 2026038350 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 124 SCOTT RD, WINTER HAVEN, FL 33880-5855 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 124 SCOTT RD, WINTER HAVEN, FL 33880-5855 |
| Document Number | 0000334551 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | 12041/1213 |
| Instrument | 2021334551 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 124 SCOTT RD, WINTER HAVEN, FL 33880-5855 |
| Transaction Type | Mortgage |
| Record Updated | Jul 05, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000162086 |
|---|---|
| Date | Jun 22, 2021 |
| Book Page | 11771/1059 |
| Instrument | 2021162086 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 124 SCOTT RD, WINTER HAVEN, FL 33880-5855 |
| Document Number | 0114151176 |
| Instrument Date | Sep 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 124 SCOTT RD WINTER HAVEN FL 338805855, WINTER HAVEN, FL 33880-5855 |
| Document Number | 0114151176 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 011415/001176 |
| Instrument | 218286 |
| Name | LOANPAL |
|---|---|
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 14, 2050 |
Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $763.00 (+56.03%) Homeowner's exemption | $104,285 (+5.99%) | $248,757 (+5.85%) Land $73,500 Building $175,257 |
| 2023 | $489.00 (+6.77%) Homeowner's exemption | $98,394 (+3%) | $234,998 (+11.54%) Land $44,100 Building $190,898 |
| 2022 | $458.00 Homeowner's exemption | $95,528 | $210,684 Land $36,750 Building $173,934 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 18 in force |
| Wildfire Risk | Moderate above 62% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 191 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WAHNETA WATER SYSTEM serves 4,500 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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