Williamson County property record for 124 Saint Andrews Dr, Franklin, TN 37069
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,408 sqft · built 1978 |
| Lot Size | 0.425 acres (18,515 sqft) |
| Owner | Individual Name on File |
| Last Sale | $899,999 (Jan 2024) |
| Tax Bill | $2,703 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 094015E B 00600 |
| Primary APN | 094015E B 00600 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,408 sqft Living Area |
| 1st Floor Area | 1,972 sqft |
| 2nd Floor Area | 1,436 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 18,515 sqft (0.425 acres) |
| Lot Dimensions | 161 ft deep x 115 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 570 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 454 sqft |
| Patio Area | 454 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 124 SAINT ANDREWS DR |
|---|---|
| City | FRANKLIN |
| State | TN |
| Zip | 37069-7062 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD TEMPLE HILLS SEC 1 PB 5 PG 64 LOT 0006 |
| Legal Subdivision | TEMPLE HILLS |
| Legal Lot Number | 6 |
| Jurisdiction | WILLIAMSON TN |
| Township / Civil Division | 9 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 50403 |
124 Saint Andrews Dr is owned and occupied by an individual who bought it in January 2024.
Source: Williamson County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 124 SAINT ANDREWS DR, FRANKLIN, TN 37069-7062 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 2, 2024 | Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK |
| Nov 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 2, 2024 · Amount on File |
| Deed Sale | Jan 2, 2024 · Amount on File |
| Prior Sale | Oct 25, 2016 · Amount on File |
| Deed Document Number | 24000030 |
| Deed Book / Page | 9395 / 210 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Recording Date | Jan 2, 2024 |
| Property Address | 124 SAINT ANDREWS DR, FRANKLIN, TN 37069-7062 |
| Document Number | 0093950210 |
| Book / Page | 9395 / 210 |
| Map Reference | MB 5 PG 64 |
| Instrument Date | Dec 29, 2023 |
| Instrument | 24000030 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2024 |
| Title Company | ROCHFORD LAW AND R/E TITLE PLLC, ROCHFORD LAW & RE TTL LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,330.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 124 SAINT ANDREWS DR, FRANKLIN, TN 37069-7062 |
| Document Number | 0024000031 |
|---|---|
| Date | Jan 2, 2024 |
| Instrument | 24000031 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 12.1% |
| Max Rate | 12.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Property Address | 124 SAINT ANDREWS DR, FRANKLIN, TN 37069-7062 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0082820865 |
|---|---|
| Date | Nov 10, 2020 |
| Book Page | 8282/865 |
| Instrument | 20064093 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 124 Saint Andrews Dr was $2,703, down 43.4% from the year before.
Source: Williamson County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Williamson County |
| Unified School District | Williamson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,703.00 (-43.43%) | $207,900 Land $75,000 Building $132,900 | $831,600 Land $300,000 Building $531,600 |
| 2024 | $4,778.00 (+1%) | ||
| 2023 | $2,389.00 | $127,075 (-) Land $31,250 Building $95,825 | $508,300 (-) Land $125,000 Building $383,300 |
| 2022 | $2,389.00 | $127,075 Land $31,250 Building $95,825 | $508,300 Land $125,000 Building $383,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 124 Saint Andrews Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2010–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 124 Saint Andrews Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARPETH VALLEY U.D. serves 65,518 people · EPA ID TN0000286 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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