Hunt County property record for 124 Saddlewood Trl, Commerce, TX 75428
| Property Type | Single Family Home |
|---|---|
| Details | built 2026 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,600 (Jun 2025) |
| Tax Bill | $798 (2025) |
| Deeds & Mortgages | Jun 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2842-000B-0290-31 |
| Primary APN | 2842-000B-0290-31 |
|---|---|
| Alternative APNs |
|
| 2nd Floor Area | 1,094 sqft |
|---|
| Year Built | Built 2026 |
|---|---|
| Lot Area | 7,200 sqft (0.165 acres) |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 161 sqft |
| Street Address | 124 SADDLEWOOD TRL |
|---|---|
| City | COMMERCE |
| State | TX |
| Zip | 75428-3965 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S2842 EAST OAK CREEK PH 1 BLK B LOT 29 ACRES .1653 |
| Legal Subdivision | EAST OAK CREEK PH 1 |
| Legal Block | B |
| Legal Lot Number | 29 |
| Jurisdiction | HUNT TX |
| Township / Civil Division | COMMERCE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 960500 |
124 Saddlewood Trl is owned by two individuals who bought it in June 2025.
Source: Hunt County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 124 SADDLEWOOD TRL, COMMERCE, TX 75428-3965 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2025 · Amount on File |
| Deed Sale | Jun 25, 2025 · Amount on File |
| Deed Document Number | 202511492 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HUNT TX |
| Recording Date | Jun 25, 2025 |
| Property Address | 124 SADDLEWOOD TRL, COMMERCE, TX 75428-3965 |
| Document Number | 0000011492 |
| Map Reference | FILE 2023-05957 |
| Instrument Date | Jun 25, 2025 |
| Instrument | 2025-11492 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 24, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 124 SADDLEWOOD TRL, COMMERCE, TX 75428-3965 |
| Document Number | 0000011493 |
|---|---|
| Date | Jun 25, 2025 |
| Instrument | 2025-11493 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2055 |
The 2025 property tax bill for 124 Saddlewood Trl was $798.
Source: Hunt County assessment roll, as of September 10, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Commerce City |
| County | Hunt County |
| Unified School District | Commerce Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $798.00 | $30,600 Land $30,600 | $30,600 Land $30,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 124 Saddlewood Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 124 Saddlewood Trl is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 71% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Peoples Communications Fixed Wireless | 500 / 60 |
| 360 Broadband Fixed Wireless | 400 / 50 |
May also be available: Brightspeed.
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