Lincoln County property record for 124 Saddleback Ridge Dr, Winfield, MO 63389
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,288 sqft · built 2022 |
| Lot Size | 1.91 acres (83,461 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,064 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-60-13-000-000-008.436 |
| Primary APN | 14-60-13-000-000-008.436 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| Basement Area | 1,288 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Ranch |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 83,461 sqft (1.91 acres) |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 124 SADDLEBACK RIDGE DR |
|---|---|
| City | WINFIELD |
| State | MO |
| Zip | 63389-2068 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 36 CHANTILLY PLAT 1 SECOND ADDN |
| Legal Range | 01E |
| Legal Township | 49N |
| Legal Section | 13 |
| Legal Subdivision | CHANTILLY |
| Legal Lot Number | 36 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 810309 |
124 Saddleback Ridge Dr is owned and occupied by an individual.
Source: Lincoln County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 124 SADDLEBACK RIDGE DR, WINFIELD, MO 63389-2068 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Dec 8, 2022 |
| Property Address | 124 SADDLEBACK RIDGE DR, WINFIELD, MO 63389 |
| Document Number | 002486/217 |
| Book / Page | 2486 / 217 |
| Map Reference | MB 14 PG 369 |
| Instrument Date | Dec 7, 2022 |
| Instrument | 2022012002 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2023 |
| Title Company | MEYER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 124 SADDLEBACK RIDGE DRIVE, WINFIELD, MO 63389 |
| Document Number | 2022012003 |
|---|---|
| Date | Dec 8, 2022 |
| Instrument | 2022012003 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
The 2025 property tax bill for 124 Saddleback Ridge Dr was $2,064.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $36,035 (-) Land $6,568 Building $29,467 | ||
| 2025 | $2,064.00 | $36,035 Land $6,568 Building $29,467 | $189,660 Land $34,570 Building $155,090 |
| 2023 | $1,917.00 (+516.4%) | $33,328 Land $5,841 Building $27,487 | $175,410 Land $30,740 Building $144,670 |
| 2022 | $311.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 124 Saddleback Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 124 Saddleback Ridge Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | Fluoride resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Systec Wireless Communications.
5G (outdoors only) and 4G LTE
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