124 S Worth Ave, Elgin, IL 60123 Property Records

Kane County property record for 124 S Worth Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,470 sqft · built 1975
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Individual Names on File
Last Sale	$280,500 (Aug 2024)
Tax Bill	$6,535 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-15-483-014`

Property Details

APN / Parcel Number

Primary APN	`06-15-483-014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	5 Stories
Building Area	1,470 sqft Living Area
Gross Area	2,450 sqft
Basement Area	980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Wood
Construction Type	Frame
Lot Area	4,500 sqft (0.103 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	124 S WORTH AVE
City	ELGIN
State	IL
Zip	60123-6138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WASHINGTON HEIGHTS ADDN LOT 6 BLOCK 36
Legal Subdivision	ASHINGTON HEIGHTS ADDN
Legal Block	36
Legal Lot Number	6
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3012
Census Tract	851101

Owner

124 S Worth Ave is owned by two individuals who bought it in August 2024.

Source: Kane County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1254 GREENACRES LN, ELGIN, IL 60123-1424
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREE STATE CREDIT UNION
Apr 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREE STATE CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2024 · Amount on File
Deed Sale	Aug 12, 2024 · Amount on File
Prior Sale	Mar 27, 2014 · Amount on File
Deed Document Number	202428392
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Apr 21, 2026
Property Address	124 S WORTH AVE, ELGIN, IL 60123-6138
Document Number	0000016051
Instrument Date	Mar 19, 2026
Instrument	202616051
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PARTNERS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	124 S WORTH AVE, ELGIN, IL 60123-6138

Mortgage

Document Number	0000016051,
Date	Apr 21, 2026
Instrument	202616051

Lender

Name	FREE STATE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2041

Interest

Rate Type	Fixed Rate
Rate	6.63%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Apr 21, 2026
Property Address	124 S WORTH AVE, ELGIN, IL 60123-6138
Document Number	0000016050
Instrument Date	Mar 19, 2026
Instrument	202616050
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PARTNERS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	124 S WORTH AVE, ELGIN, IL 60123-6138

Mortgage

Document Number	0000016050,
Date	Apr 21, 2026
Instrument	202616050

Lender

Name	FREE STATE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.88%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 124 S Worth Ave was $6,535, up 4.3% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,535.00 (+4.33%)	$93,669 (+8.57%) Land $12,336 Building $81,333	$281,119 (+8.57%) Land $37,023 Building $244,097
2024	$6,264.00	$86,275 Land $11,362 Building $74,913	$258,929 Land $34,100 Building $224,829
2022	$5,642.00 (+4.64%) Homeowner's exemption	$71,071 (+6.96%) Land $9,360 Building $61,711	$213,213 (+6.96%) Land $28,080 Building $185,133
2021	$5,392.00 Homeowner's exemption	$66,446 Land $8,751 Building $57,695	$199,338 Land $26,253 Building $173,085

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 124 S Worth Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 S Worth Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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