124 S Shore Dr, Eagle Lake, FL 33839 Property Records

Polk County property record for 124 S Shore Dr, Eagle Lake, FL 33839

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 1973
Lot Size	0.221 acres (9,614 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Sep 2021)
Tax Bill	$2,386 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-29-12-359010-001110`

Property Details

APN / Parcel Number

Primary APN	`25-29-12-359010-001110`
Alternative APNs	`122925359010001110` `22925000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	9,614 sqft (0.221 acres)
Lot Dimensions	86 ft deep x 110 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	392 sqft
Porch	Unfinished Open Porch
Porch Area	64 sqft
Utility Building	88 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	124 S SHORE DR
City	EAGLE LAKE
State	FL
Zip	33839-3333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SOUTH SHORE TERRACE UNIT NO 1 PB 58 PG 11 BLOCK A LOT 11
Legal Range	25E
Legal Township	29S
Legal Section	12
Legal Subdivision	SOUTH SHORE TERRACE UNIT NO 1
Legal Tract	359010
Legal Block	A
Legal Lot Number	11
Legal Unit	1
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2006
Census Tract	14701

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 S SHORE DR, EAGLE LAKE, FL 33839-3333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 1, 2021	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 3, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2021 · Amount on Record
Deed Sale	Sep 1, 2021 · Amount on Record
Prior Sale	Jun 3, 2019 · Amount on Record
Deed Document Number	2021228816
Deed Book / Page	11874 / 343
Prior Transfer Date	Dec 9, 2009
Prior Transfer Doc	0000216469
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	124 S SHORE DR, EAGLE LAKE, FL 33839-3333
Transaction Type	Mortgage
Record Updated	Apr 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 S SHORE DR, EAGLE LAKE, FL 33839-3333

Mortgage

Document Number	0000063657
Date	Mar 19, 2024
Book Page	13046/121
Instrument	2024063657

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Sep 1, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 1, 2021
Property Address	124 S SHORE DR, EAGLE LAKE, FL 33839-3333
Document Number	0000228816
Book / Page	11874 / 343
Map Reference	MB 58 PG 11
Instrument Date	Aug 25, 2021
Instrument	2021228816
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	OAK HARBOR TITLE SERVICES LLC, OAK HARBOR TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8215 ALTURAS RD, 8215, BARTOW, FL 33830-9366

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 S SHORE DR, EAGLE LAKE, FL 33839-3333

Mortgage

Document Number	0011874345
Date	Sep 1, 2021
Instrument	11874/345

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 3, 2019
Property Address	124 S SHORE DR, EAGLE LAKE, FL 33839-3333
Document Number	0108620569
Book / Page	010862 / 000569
Instrument Date	May 29, 2019
Instrument	114211
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	PARAMOUNT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	124 S SHORE DR EAGLE LAKE FL 338393333, EAGLE LAKE, FL 33839-3333

Mortgage

Document Number	108620571
Date	Jun 3, 2019
Book Page	010862/000571
Instrument	114212

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Eagle Lake City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,057 (+2.7%)	$175,339 (+6.52%) Land $44,000 Building $131,339
2025	$2,386.00 (-11.7%) Homeowner's exemption	$164,612 (-0.38%) Land $44,000 Building $120,612	$164,612 (-0.38%) Land $44,000 Building $120,612
2023	$2,702.00 (+0.45%) Homeowner's exemption	$165,245 (+0.53%) Land $42,000 Building $123,245	$165,245 (+0.53%) Land $42,000 Building $123,245
2022	$2,690.00 Homeowner's exemption	$164,367 Land $35,000 Building $129,367	$164,367 Land $35,000 Building $129,367

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1990–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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