124 S River Dr, Williamstown, NJ 08094 Property Records

Atlantic County and Folsom Borough property record for 124 S River Dr, Williamstown, NJ 08094

Property Summary

Property Type	Single Family Home
Details	1,200 sqft · built 1976
Lot Size	0.391 acres (17,047 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Jan 2023)
Tax Bill	$3,291 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2026 Second Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`10-02103-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`10-02103-0000-00007`
Alternative APN	`1000047000000953`

Interior

Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Construction Type	Frame
Lot Area	17,047 sqft (0.391 acres)
Lot Dimensions	158 ft deep x 75 ft wide

Location & Zoning

Old Parcel Number	1000047000000953
Street Address	124 S RIVER DR
City	WILLIAMSTOWN
State	NJ
Zip	08094-2542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Block	2103
Legal Lot Number	7
Jurisdiction	ATLANTIC NJ
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1012
Census Tract	11201

Owner

124 S River Dr is owned by two individuals who acquired it in February 2025.

Source: Atlantic County and Folsom Borough records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	126 S RIVER DR, WILLIAMSTOWN, NJ 08094-2542
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION
Mar 24, 2026	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP
Jan 13, 2023	Redemption Deed, Transfer NATIONAL TITLE INSURANCE COMPANY, NATIONAL TITLE AGENCY
Jan 6, 2023	Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2023 · Amount on File
Deed Sale	Jan 6, 2023 · Amount on File
Prior Sale	Sep 21, 1977
Deed Document Number	20231131
Last Transfer Date	Feb 4, 2025
Transfer Doc	0000012131
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Recording Date	Aug 19, 2026
Property Address	124 S RIVER DR, WILLIAMSTOWN, NJ 08094-2542
Document Number	0000036723
Instrument Date	Jul 25, 2026
Instrument	202636723
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	220 TITLE, 20/20 TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 S RIVER DR, WILLIAMSTOWN, NJ 08094-2542

Mortgage

Document Number	0000036723,
Date	Aug 19, 2026
Instrument	202636723

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ATLANTIC NJ
Recording Date	Mar 24, 2026
Property Address	124 S RIVER DR, WILLIAMSTOWN, NJ 08094-2542
Document Number	0000012131
Instrument Date	Feb 4, 2025
Instrument	2026012131
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	2020 TITLE LLC, 20 20 TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	126 S RIVER DR, WILLIAMSTOWN, NJ 08094-2542

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	126 S RIVER DR, WILLIAMSTOWN, NJ 08094-2542

Mortgage

Document Number	0000012132
Date	Mar 24, 2026
Instrument	2026012132

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	348 Months
Due	Mar 1, 2055

January 2023: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	ATLANTIC NJ
Recording Date	Jan 13, 2023
Property Address	124 S RIVER DR, WILLIAMSTOWN, NJ 08094-2542
Document Number	0000002732
Instrument Date	Dec 12, 2022
Instrument	2023002732
Transaction Type	Transfer
Record Updated	Feb 27, 2023
Title Company	NATIONAL TITLE INSURANCE COMPANY, NATIONAL TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Redemption Amount

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ATLANTIC NJ
Recording Date	Jan 6, 2023
Property Address	124 S RIVER DR, WILLIAMSTOWN, NJ 08094-2542
Document Number	0000001131
Instrument Date	Dec 2, 2022
Instrument	2023001131
Transaction Type	Transfer
Record Updated	Feb 27, 2023
Title Company	NATIONAL TITLE INSURANCE COMPANY, NATIONAL TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2059 VENEZIA AVE, VINELAND, NJ 08361-8681

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 S RIVER DR, WILLIAMSTOWN, NJ 08094-2542

Mortgage

Document Number	0000001132
Date	Jan 6, 2023
Instrument	2023001132

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 124 S River Dr was $3,291, up 7.2% from the year before.

Source: Atlantic County and Folsom Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Atlantic County
Municipality	Folsom Borough
Unified School District	Folsom Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,100 (-) Land $66,300 Building $73,800	$140,100 (-) Land $66,300 Building $73,800
2025	$3,291.00 (+7.16%)	$140,100 Land $66,300 Building $73,800	$140,100 Land $66,300 Building $73,800
2024	$3,071.00
2023		$140,100 Land $66,300 Building $73,800	$140,100 Land $66,300 Building $73,800
2022	$3,030.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 124 S River Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (1981–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Coastal Storm, High Winds, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 S River Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 72% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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