124 S Main St, Union (Englewood), OH 45322 Property Records

Montgomery County property record for 124 S Main St, Union, OH 45322

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	10,507 sqft · built 1998
Lot Size	0.898 acres (39,160 sqft)
Owner	Company Name on File
Last Sale	$2,559,000 (Aug 2019)
Tax Bill	$36,192 (2024)
Deeds & Mortgages	Aug 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`M58 00102 0026`

Property Details

APN / Parcel Number

Primary APN	`M58 00102 0026`

Interior

Stories	1 Story
Building Area	10,507 sqft Total Area
1st Floor Area	10,107 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Lot Area	39,160 sqft (0.898 acres)
Fence	Fence
Canopy	767 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	124 S MAIN ST
City	UNION
State	OH
Zip	45322-3303
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	5-5-10 1-2-27,28,64,96
Legal Subdivision	MIRIAM ACRES SEC 08
Legal Lot Number	26
Jurisdiction	MONTGOMERY OH
Township / Civil Division	UNION CITY
Census Block Group	2
Census Block	2019
Census Tract	125000

Owner

124 S Main St, a commercial property, is owned by a company that bought it in August 2019.

Source: Montgomery County records, as of January 26, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 1610, COCKEYSVILLE, MD 21030-7610
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2019 · Amount on File
Deed Sale	Aug 28, 2019 · Amount on File
Prior Sale	Sep 22, 2016 · Amount on File
Deed Document Number	201900046652
Record Updated	Jun 8, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Aug 28, 2019
Property Address	124 S MAIN ST, UNION, OH 45322-3303
Document Number	0000046652
Instrument Date	Aug 21, 2019
Instrument	46652
Transaction Type	Transfer
Record Updated	Sep 16, 2019
Title Company	LOUISVILLE, LOUISVILLE TITLE AGCY/NW OH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,677.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	200 BOSTON RD #13 ORANGE CT 06477, 13, ORANGE, CT 06477

Mortgage

Document Number	46653
Date	Aug 28, 2019
Instrument	46653

Lender

Name	VALLEY NAT'L BK
Type	Bank
Address	4790 140TH AVE N, CLEARWATER, FL 33762-3857

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Union City
Unified School District	Northmont City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$337,470 Land $60,010 Building $277,460
2024	$36,192.00 (+9.62%)
2023	$33,015.00 (+38.55%)	$335,060 (+55.01%) Land $60,010 Building $275,050	$964,200 Land $171,450 Building $792,750
2022	$23,829.00	$216,160 Land $38,710 Building $177,450
2020			$617,610 Land $110,610 Building $507,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 124 S Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION CITY PWS serves 7,000 people · EPA ID OH5702512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20