Polk County property record for 124 S Main St, Luck, WI 54853
| Property Type | Commercial |
|---|---|
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Company Name on Record |
| Last Sale | $119,000 (Jul 2023) |
| Tax Bill | $2,150 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage May 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146-00094-0000 |
| Primary APN | 146-00094-0000 |
|---|
| Lot Area | 6,534 sqft (0.15 acres) |
|---|
| Street Address | 124 S MAIN ST |
|---|---|
| City | LUCK |
| State | WI |
| Zip | 54853-4414 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOTS 11 & 12 BLK 4 LAWSON CITY |
| Legal Block | 4 |
| Legal Lot Number | 11 |
| Jurisdiction | POLK WI |
| Township / Civil Division | LUCK |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 960200 |
Source: Polk County records, as of February 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 334, HUDSON, WI 54016-0334 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jul 24, 2023 | Warranty Deed, Transfer · Conventional Mortgage WESTCONSIN CU |
| May 24, 2017 | Deed of Trust, Mortgage · Line of Credit MIDWESTONE BANK |
| Feb 21, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 24, 2023 · Amount on Record |
| Deed Sale | Jul 24, 2023 · Amount on Record |
| Prior Sale | Feb 21, 2017 · Amount on Record |
| Deed Document Number | 919159 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Jul 24, 2023 |
| Property Address | 122 S MAIN ST, LUCK, WI 54853-4400 |
| Document Number | 0000919159 |
| Instrument Date | Jul 21, 2023 |
| Instrument | 919159 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $357.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000919160 |
|---|---|
| Date | Jul 24, 2023 |
| Instrument | 919160 |
| Name | WESTCONSIN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK WI |
| Property Address | 124 S MAIN ST, LUCK, WI 54853-4400 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000851694 |
|---|---|
| Date | May 24, 2017 |
| Instrument | 851694 |
| Name | MIDWESTONE BANK |
|---|---|
| Type | Bank |
| Address | FOREST LAKE, MN 55025 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Feb 21, 2017 |
| Property Address | 124 S MAIN ST, LUCK, WI 54853-4400 |
| Document Number | 0000849176 |
| Instrument Date | Feb 17, 2017 |
| Instrument | 849176 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $187.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Polk County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Polk County |
| Municipality | Luck Village |
| Unified School District | Luck School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,150.00 (+51.73%) | $134,000 (+132.24%) Land $9,000 Building $125,000 | $137,400 (+39.21%) Land $9,228 Building $128,172 |
| 2023 | $1,417.00 (+5.43%) | $57,700 (-) Land $12,500 Building $45,200 | $98,700 (+17.5%) |
| 2022 | $1,344.00 | $57,700 Land $12,500 Building $45,200 | $84,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Jul 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUCK WATERWORKS serves 1,150 people · EPA ID WI6490338 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lakeland Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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