124 S Main St, Independence, MO 64050 Property Records

Jackson County property record for 124 S Main St, Independence, MO 64050

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	8,600 sqft · built 1906
Lot Size	0.11 acres (4,770 sqft)
Owner	Company Name on File
Last Sale	$648,375 (Jan 2023)
Tax Bill	$4,455 (2025)
Deeds & Mortgages	Dec 2024 Line of Credit Oct 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-230-16-15`

Property Details

APN / Parcel Number

Primary APN	`26-230-16-15`
Alternative APNs	`26-230-16-15-00-0-00-000` `26230161500000001` `776430`

Interior

Stories	1 Story
Building Area	8,600 sqft Gross Area
1st Floor Area	8,600 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1980
Exterior Material	Combination
Construction Type	Wood
Lot Area	4,770 sqft (0.11 acres)
Lot Dimensions	90 ft deep x 53 ft wide

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	776430
Street Address	124 S MAIN ST
City	INDEPENDENCE
State	MO
Zip	64050-3703
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	INDEPENDENCE OLD TOWN E 90 OF S 53.7 LOT 70
Legal Subdivision	INDEPENDENCE OLD TOWN
Legal Block	1
Legal Lot Number	70
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1044
Census Tract	11601

Owner

124 S Main St, a commercial property, is owned by a company that bought it in January 2023.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Company Name on File
Mailing Address	6107 WALNUT ST, KANSAS CITY, MO 64113-2235
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2024	Deed of Trust, Mortgage · Line of Credit COMMUNITY NATIONAL BANK
Oct 3, 2025	Quit Claim Deed, Transfer Quitclaim
Jan 18, 2023	Warranty Deed, Transfer · Line of Credit LUMINATE BANK
Jun 25, 2018	Deed of Trust, Mortgage · Line of Credit CLAY CNTY SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2023 · Amount on File
Deed Sale	Jan 18, 2023 · Amount on File
Prior Sale	Apr 5, 2010 · Amount on File
Deed Document Number	20233329
Prior Transfer Date	Dec 15, 2016
Prior Transfer Doc	0000118293
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	124 S MAIN ST, INDEPENDENCE, MO 64050-3703
Transaction Type	Mortgage
Record Updated	Oct 15, 2025
Title Company	NATIONAL SECURED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0088358
Date	Dec 30, 2024
Instrument	2024E0088358

Lender

Name	COMMUNITY NATIONAL BANK
Type	Bank
Address	BASEHOR, KS 66007

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Dec 23, 2029

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 3, 2025
Property Address	124 S MAIN ST, INDEPENDENCE, MO 64050-3703
Document Number	00E0074090
Instrument	2025E0074090
Transaction Type	Transfer
Record Updated	Oct 15, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3007 BRYN MAWR DR, INDEPENDENCE, MO 64057-1428

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jan 18, 2023
Property Address	124 S MAIN ST, INDEPENDENCE, MO 64050-3703
Document Number	00E0003329
Instrument Date	Jan 17, 2023
Instrument	2023E0003329
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	NATIONAL SECURED TITLE, NATIONAL SECURED TTL LLC KS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6107 WALNUT ST, KANSAS CITY, MO 64113-2235

Mortgage

Document Number	00E0003330
Date	Jan 18, 2023
Instrument	2023E0003330

Lender

Name	LUMINATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	124 S MAIN ST, INDEPENDENCE, MO 64050-3703
Document Number	0000E56087
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	124 S MAIN ST INDEPENDENCE MO 640503703, INDEPENDENCE, MO 64050-3703

Mortgage

Document Number	0000E56087
Date	Jun 27, 2018
Instrument	56087E

Lender

Name	CLAY CNTY SVGS BK
Type	Federal Savings Bank
Address	LIBERTY, MO 64068

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 124 S Main St was $4,455, down 44.8% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$228,424 (-) Land $21,920 Building $206,504	$980,400 (-)
2025	$4,455.00 (-44.8%)	$228,424 Land $21,920 Building $206,504	$980,400
2024	$8,071.00 (+1.89%)
2023	$7,921.00 Additional exemption filed	$189,152 Land $13,216 Building $175,936	$591,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 124 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 124 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: KC Web, Spectrum, Wisper ISP.

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