124 S Main St, Adrian, MI 49221 Property Records

Lenawee County property record for 124 S Main St, Adrian, MI 49221

Property Summary

Property Type	Commercial
Details	3,255 sqft · built 1870
Lot Size	0.06 acres (2,614 sqft)
Owner	Company Name on File
Last Sale	$289,000 (Feb 2017)
Tax Bill	$4,534 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Feb 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`XA0-100-0238-00`

Property Details

APN / Parcel Number

Primary APN	`XA0-100-0238-00`

Interior

Stories	2 Stories
Building Area	3,255 sqft Total Area

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Conventional
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	115 ft deep x 21 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	124 S MAIN ST
City	ADRIAN
State	MI
Zip	49221-2661
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	B-3
Legal Description	E 115.5 FT OF N 21 FT LOT 48 ORIGINAL PLAT
Legal Subdivision	ORIGINAL PLAT
Legal Lot Number	48
Jurisdiction	LENAWEE MI
Township / Civil Division	ADRIAN
Census Block Group	4
Census Block	4007
Census Tract	61400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Adrian Commercial Historic District listed 1986 · 83 contributing resources · NRIS 86000803

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

124 S Main St, a commercial property, is owned by a company that bought it in February 2017.

Source: Lenawee County records, as of July 31, 2026

Owner of Record	Company Name on File
Mailing Address	126 1/2 S MAIN ST, ADRIAN, MI 49221-2661
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Deed of Trust, Mortgage · Commercial Mortgage COUNTY NATIONAL BANK
Feb 24, 2017	Warranty Deed, Transfer · Line of Credit TLC COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2017 · Amount on File
Deed Sale	Feb 24, 2017 · Amount on File
Deed Book / Page	2540 / 407
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENAWEE MI
Property Address	124 S MAIN ST, ADRIAN, MI 49221-2661
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026580780
Date	Aug 28, 2023
Book Page	2658/780

Lender

Name	COUNTY NATIONAL BANK
Address	1 S HOWELL ST, HILLSDALE, MI 49242

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENAWEE MI
Recording Date	Feb 24, 2017
Property Address	124 S MAIN ST, ADRIAN, MI 49221-2661
Document Number	0025400407
Book / Page	2540 / 0407
Instrument Date	Feb 23, 2017
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 562, ADRIAN, MI 49221-0562

Mortgage

Document Number	0025400408
Date	Feb 24, 2017
Book Page	2540/0408

Lender

Name	TLC COMMUNITY CU
Type	Credit Union
Address	ADRIAN, MI 49221

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 124 S Main St was $4,534, up 10.4% from the year before.

Source: Lenawee County assessment roll, as of July 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Adrian City
County	Lenawee County
Unified School District	Adrian City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,000 (+2.64%)	$140,000 (+2.64%)
2025	$4,534.00 (+10.37%)	$68,200	$136,400
2024	$4,108.00
2023		$67,300 (-2.89%)	$134,600 (-2.89%)
2022		$69,300	$138,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 124 S Main St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective August 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (2008–2015)
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADRIAN serves 23,663 people · EPA ID MI0000040
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
D&P Communications Fiber	4,000 / 4,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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